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285 Planters Row

285 Planters Row, Geneva, IL 60134
Property in Geneva
Sold Aug 01, 2017
$562,000
$400,000 by Citibank Na
Mortgage Due Aug 01, 2047
Sold Nov 29, 2004
$671,500
$520,000 by Kingsland Financial Corp
Mortgage Due Dec 01, 2034
Local assessors in Geneva, IL have categorized 285 Planters Row as a residential type of property. The home was built in 2004 and is 20 years old. The property's lot size has been calculated to be 12,495 square feet. The linear feet between the front and back of the lot was measured at 1,350 ft and the front of the lot was measured at 1,000 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a traditional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 10 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 4 full bathrooms. There are also 5 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 285 Planters Row has a total of 3,964 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,978 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 3 available parking spaces so it's a great situation for those with more than one car. Residents rely on central air conditioning for their cooling system. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 285 Planters Row was last sold in Jul 26, 2017 for $562,000. According to our calculations, that's $94.58 per sqft. Prior to that sales transaction, the property was sold for $671,500 in Nov 12, 2004. Current property owners are expected to pay $18,610 in taxes per year. The property on 285 Planters Row was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $224,661. To break that down further, the land itself was valued at $40,865. While improvements to the property were assessed at a total of $183,796. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2004
  • Building Count: 1
  • Total Rooms: 10
  • Bedroom Count: 4
  • Bathroom Count: 5
  • Full Bathrooms: 4
  • Partial Bathrooms: 5
  • Building Style: Traditional
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 1,978
  • Garage Type: Garage
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 12,495
  • Lot Size Depth Feet: 1,350
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 5,942
  • Gross Building Area: 5,942
  • Building Area: 3,964
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 3,964
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: FISHER FARMS
  • Land Acres: 0.287
  • Standard Land Use Code: Single family residential
  • Legal Description 1: FISHER FARMS NEIGHBORHOOD 6 - LOT 20

Ownership

  • Current Owner : MCGINN MATTHEW
  • Current Owner 2: MCGINN TRACI
  • Previous Owner : LEE JOHN T
  • Previous Owner 2: LEE GINA M
  • Owner Before Previous Owner: CARDUNAL SAVINGS BANK FSB
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Geneva Community Unit School District 304
  • Census Tract: 854800

Geography

  • Parcel: 12-05-328-008
  • Lot: 20
  • Municipality: GENEVA
  • Latitude: 41.8885
  • Longitude: -88.3532

    Address

  • Full Address: 285 Planters Row
  • Address - House Number: 285
  • Address - Street Name: Planters
  • Address - Suffix Type: Row
  • State: IL
  • City Name: Geneva
  • Carrier Code: R065
  • 4-Digit Zip Code: 3923
  • Zip Code: 60134

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $18,610
  • Tax Rate Code Area: GE029

    Appraisal Valuation

  • Standard Deviation: 0.1792
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 76
  • Final Value: 762,337
  • High Value: 898,975
  • Low Value: 625,699

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $400,000
  • First Open Lien Mortgage Lender: CITIBANK NA
  • First Open Lien Mortgage Recording Date: Aug 01, 2017
  • First Open Lien Mortgage Loan Amount: $400,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2047

    Market Valuation

  • Market Total Value: $674,253
  • Market Land Value: $122,644
  • Market Improvement Value: $551,609

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $224,661
  • Assessed Land Value: $40,865
  • Assessed Improvements Value: $183,796

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 26, 2017
  • Current Sale Recording Date: Aug 01, 2017
  • Current Sale Transaction ID: 1731818650
  • Current Sale Price: $562,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2017K039865
  • Previous Sale Recording Date: Nov 29, 2004
  • Previous Sale Contract Date: Nov 12, 2004
  • Previous Sale Amount: $671,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CITIBANK NA
  • First Mortgage Transaction Date: Aug 01, 2017
  • First Mortgage Loan Amount: $400,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: KINGSLAND FINANCIAL CORP
  • Previous Mortgage Transaction Date: Nov 29, 2004
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $520,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Dec 01, 2034

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Frequently Asked Questions

What neighborhood is 285 Planters Row located in?
The 285 Planters Row is a located in the neighborhood of Geneva in Geneva, Geneva.
What is the average sales price for listings in 285 Planters Row?
The average sales price for units in 285 Planters Row is $0 currently.

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