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285 Mountain Street

285 Mountain Street, Albany, NY 12209
Property in Delaware Avenue
Sold Jun 25, 2012
$125,000
$115,000 by State Employees Fcu
Mortgage Due May 01, 2042
Sold Aug 05, 2005
$130,000
$97,000 by Hsbc Mortgage Corporation Usa
Mortgage Due Aug 01, 2035
285 Mountain Street in Albany, NY was first built in 1964 and is 60 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 285 Mountain Street has 800 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 400 ft and the linear feet between the front and back of the lot is 1,000. In total, the area measurement of the land is 4,000 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 216 sqft. There is one available parking space. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of brick. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 285 Mountain Street was last sold in Apr 23, 2012 for $125,000. According to our calculations, that's $156.25 per sqft. Prior to that sales transaction, the property was sold for $130,000 in Jul 28, 2005. Current property owners are expected to pay $3,040 in taxes per year. The property on 285 Mountain Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $100,000. To break that down further, the land itself was valued at $24,000. While improvements to the property were assessed at a total of $76,000. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1964
  • Effective Year Built: 1964
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 216
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 4,000
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 400
  • Total Building Area: 800
  • Building Area: 800
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 800
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.092
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 1 BRICK & 1 CONGAR 0103913

Ownership

  • Current Owner : FUNICELLO DEAN J
  • Previous Owner : CARROLL MAUREEN
  • Previous Owner 2: SMITH MAUREEN
  • Owner Before Previous Owner: DAVIDSON RITA YVONNE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Albany City School District
  • School Tax School District: ALBANY
  • Census Tract: 002000

Zoning

  • Zoning: R1B

Geography

  • Account Number: 07607700020180000000
  • District: 010100
  • Section: 76.77
  • Parcel: 010100 76.77-2-18
  • Block: 2
  • Lot: 18.000
  • Municipality: ALBANY
  • Latitude: 42.6354
  • Longitude: -73.7784

    Address

  • Full Address: 285 Mountain St
  • Address - House Number: 285
  • Address - Street Name: Mountain
  • Address - Suffix Type: St
  • State: NY
  • City Name: Albany
  • Carrier Code: C004
  • 4-Digit Zip Code: 2011
  • Zip Code: 12209

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,040
  • Tax Rate Code Area: 010100

    Appraisal Valuation

  • Standard Deviation: 0.2671
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 61
  • Final Value: 190,631
  • High Value: 241,561
  • Low Value: 139,702

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $115,000
  • First Open Lien Mortgage Lender: STATE EMPLOYEES FCU
  • First Open Lien Mortgage Recording Date: Jun 25, 2012
  • First Open Lien Mortgage Loan Amount: $115,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Due Date: May 01, 2042

    Market Valuation

  • Market Total Value: $141,183
  • Market Land Value: $33,884
  • Market Improvement Value: $107,299

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $100,000
  • Assessed Land Value: $24,000
  • Assessed Improvements Value: $76,000

    Exemptions

  • Veteran Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 23, 2012
  • Current Sale Recording Date: Jun 25, 2012
  • Current Sale Transaction ID: 1104441235
  • Current Sale Price: $125,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 11179390
  • Previous Sale Recording Date: Aug 05, 2005
  • Previous Sale Contract Date: Jul 28, 2005
  • Previous Sale Amount: $130,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: STATE EMPLOYEES FCU
  • First Mortgage Transaction Date: Jun 25, 2012
  • First Mortgage Loan Amount: $115,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: May 01, 2042

    Previous Mortgages

  • Previous Mortgage Lender: HSBC MORTGAGE CORPORATION USA
  • Previous Mortgage Transaction Date: Aug 05, 2005
  • Previous Mortgage Loan Amount: $97,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2035

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Frequently Asked Questions

What neighborhood is 285 Mountain Street located in?
The 285 Mountain Street is a located in the neighborhood of Delaware Avenue in Delaware Avenue, Albany.
What is the average sales price for listings in 285 Mountain Street?
The average sales price for units in 285 Mountain Street is $0 currently.

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