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2822 Lafayette Street

2822 Lafayette Street, Saint Joseph, MO 64507
Property in Buchanan
Sold Jun 27, 2017
$41,750
$33,400 by Farmers State Bank
Mortgage Due Jul 10, 2027
2822 Lafayette Street has been categorized by the local assessors in Saint Joseph, MO as a residential type of property. The building on the property was first built in 1912 and is 112 years old. In addition, 2822 Lafayette Street has 1,241 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,233 ft and across the front of the lot is 500 ft. The area measurement of the land has been determined as 6,098 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. The property was last sold in Jun 9, 2017 for $41,750. That's $33.64 per sqft. 2822 Lafayette Street was last assessed in 2023. The total value of the property was assessed at $10,160. Specifically, the land the property is located on was valued at $1,900. While improvements on the property were assessed at a total of $8,260. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $668. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1912
  • Effective Year Built: 1912
  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,098
  • Lot Size Depth Feet: 1,233
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,241
  • Building Area: 1,241
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,241
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WYATT PARK
  • Land Acres: 0.14
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SUB:WYATT PARK LOT:6 BLK:25 LGL DESC:

Ownership

  • Current Owner : FINDLEY MATTHEW R
  • Current Owner 2: FINDLEY JANIE L
  • Previous Owner : US BANK TRUST NA

Neighborhood

  • School District Name: St. Joseph School District
  • School Tax School District: SAINT JOSEPH
  • School Tax District Code 2: ROAD/BRIDGE
  • School Tax District Code 3: ST JOSEPH
  • Census Tract: 001500

Zoning

  • Zoning: CITY

Geography

  • Parcel: 06-5.0-15-002-003-128.000
  • Block: 25
  • Lot: 6
  • Municipality: SJ SCHOOL DISTRICT
  • Latitude: 39.7579
  • Longitude: -94.8234

    Address

  • Full Address: 2822 Lafayette St
  • Address - House Number: 2822
  • Address - Street Name: Lafayette
  • Address - Suffix Type: St
  • State: MO
  • City Name: Saint Joseph
  • Carrier Code: C037
  • 4-Digit Zip Code: 1614
  • Zip Code: 64507

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $668
  • Tax Rate Code Area: 78

    Appraisal Valuation

  • Standard Deviation: 0.4945
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 1
  • Final Value: 40,569
  • High Value: 60,632
  • Low Value: 20,505

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $33,400
  • First Open Lien Mortgage Lender: FARMERS STATE BANK
  • First Open Lien Mortgage Recording Date: Jun 27, 2017
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $33,400
  • First Open Lien Mortgage Term: 120
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 10, 2027

    Market Valuation

  • Market Total Value: $53,490
  • Market Land Value: $10,000
  • Market Improvement Value: $43,490

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $10,160
  • Assessed Land Value: $1,900
  • Assessed Improvements Value: $8,260

    Sales

  • Current Sale Contract Date: Jun 09, 2017
  • Current Sale Recording Date: Jun 27, 2017
  • Current Sale Transaction ID: 1589704082
  • Current Sale Price: $41,750
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2017006089

    Last Sale Mortgage

  • First Mortgage Lender: FARMERS STATE BANK
  • First Mortgage Transaction Date: Jun 27, 2017
  • First Mortgage Loan Amount: $33,400
  • First Mortgage Terms: 120
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 10, 2027

    Financing

  • First Mortgage Financing Type: Fixed Rate

About St. Joseph



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 2822 Lafayette Street located in?
The 2822 Lafayette Street is a located in the neighborhood of Buchanan in St. Joseph, Saint Joseph.
What is the average sales price for listings in 2822 Lafayette Street?
The average sales price for units in 2822 Lafayette Street is $0 currently.

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