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2815 West Ona Street

2815 West Ona Street, Boise, ID 83705
Property in Vista
Sold Oct 06, 2021
$190,300
$744,000 by Idaho Central Credit Union
Mortgage Due Dec 22, 2052
Sold Oct 09, 2012
$121,300
$119,691 by American Pacific Mortgage Corp
Mortgage Due Nov 01, 2042
2815 West Ona Street has been categorized by the local assessors in Boise, ID as a residential type of property. The building on the property was first built in 1972 and is 52 years old. However, we must point out that the home was most recently renovated and altered in 2012. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 2815 West Ona Street has 1,064 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 6,970 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 288 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a unknown. The roof of the building is made of composition shingle. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a heating system. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2815 West Ona Street sold most recently in Oct 1, 2021 for a total of $190,300. If you work out the math, that's approximately a cost of $140.75 per sqft. Before that, the property was also sold for $121,300 in Oct 5, 2012. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,108 in taxes each year. 2815 West Ona Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $344,700. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1972
  • Effective Year Built: 2012
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 288
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,970
  • Total Building Area: 1,352
  • Gross Building Area: 1,448
  • Building Area: 1,064
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,064
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HERBERT T SHAW SUB
  • Land Acres: 0.16
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOTS 23 & 24 BLK A HERBERT T SHAW SUB

Ownership

  • Current Owner : MERGAN TERRANCE PAUL
  • Current Owner 2: MERGAN ARIANNA DEE
  • Previous Owner : MERGAN TERRANCE PAUL
  • Previous Owner 2: MERGAN ARIANNA DEE
  • Owner Before Previous Owner: WESTERN PROPERTIES LLC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: Boise City Independent School District 1
  • Census Tract: 001702

Zoning

  • Zoning: R-1C

Geography

  • Parcel: R7835000265
  • Block: A
  • Lot: 23,24
  • Meridian: SEC 21 TWN 03N RNG 02E
  • Latitude: 43.5828
  • Longitude: -116.216

    Address

  • Full Address: 2815 W Ona St
  • Address - House Number: 2815
  • Street Direction: W
  • Address - Street Name: Ona
  • Address - Suffix Type: St
  • State: ID
  • City Name: Boise
  • Carrier Code: C013
  • 4-Digit Zip Code: 3463
  • Zip Code: 83705

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,108
  • Tax Rate Code Area: 01-6

    Appraisal Valuation

  • Standard Deviation: 0.233
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 67
  • Final Value: 461,272
  • High Value: 568,767
  • Low Value: 353,776

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $744,000
  • First Open Lien Mortgage Lender: IDAHO CENTRAL CREDIT UNION
  • First Open Lien Mortgage Recording Date: Dec 22, 2022
  • First Open Lien Mortgage Loan Amount: $744,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 22, 2052

    Market Valuation

  • Market Total Value: $344,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $344,700

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 01, 2021
  • Current Sale Recording Date: Oct 06, 2021
  • Current Sale Transaction ID: 11858621514
  • Current Sale Price: $190,300
  • Current Sale Document Type: Intrafamily Transfer & Dissolution
  • Current Sale Input Document Number: 2021-144961
  • Previous Sale Recording Date: Oct 09, 2012
  • Previous Sale Contract Date: Oct 05, 2012
  • Previous Sale Amount: $121,300
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: IDAHO CENTRAL CU
  • First Mortgage Transaction Date: Oct 06, 2021
  • First Mortgage Loan Amount: $152,200
  • First Mortgage Terms: 240
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2041

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN PACIFIC MORTGAGE CORP
  • Previous Mortgage Transaction Date: Oct 09, 2012
  • Previous Mortgage Loan Amount: $119,691
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Nov 01, 2042

About Central Bench



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Frequently Asked Questions

What neighborhood is 2815 West Ona Street located in?
The 2815 West Ona Street is a located in the neighborhood of Vista in Central Bench, Boise.
What is the average sales price for listings in 2815 West Ona Street?
The average sales price for units in 2815 West Ona Street is $0 currently.

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