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2806 Cypress Street

2806 Cypress Street, Sutter, CA 95982
Property in Sutter
Sold Oct 15, 2019
$235,000
$230,743 by Hometown Lenders Inc
Mortgage Due Nov 01, 2049
Sold Mar 30, 2005
$220,000
$176,000 by Union Federal Bank Of Indianap
Mortgage Due Apr 01, 2035
Local assessors in Sutter, CA have categorized 2806 Cypress Street as a residential type of property. The home was built in 1981 and is 43 years old. The property's lot size has been calculated to be 9,583 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2806 Cypress Street has a total of 1,144 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 320 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Residents rely on air conditioning for their cooling system. The home's a heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 2806 Cypress Street was last sold in Oct 11, 2019 for $235,000. According to our calculations, that's $205.42 per sqft. Prior to that sales transaction, the property was sold for $220,000 in Mar 21, 2005. Current property owners are expected to pay $2,697 in taxes per year. The property on 2806 Cypress Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $247,024. To break that down further, the land itself was valued at $68,325. While improvements to the property were assessed at a total of $178,699. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1981
  • Effective Year Built: 1981
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 320
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 9,583
  • Total Building Area: 1,144
  • Gross Building Area: 1,144
  • Building Area: 1,144
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,144
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: LINCOLN VILLAGE ESTATES 01
  • Land Acres: 0.22
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : MONTGOMERY TYLER
  • Current Owner 2: ROBERTS EMILY
  • Previous Owner : PALMER SARA
  • Previous Owner 2: PALMER SARAH
  • Owner Before Previous Owner: BAIN JACK W
  • Owner Before Previous Owner 2: BAIN VICKIE A
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Brittan Elementary School District
  • Census Tract: 050800

Zoning

  • Zoning: R1

Geography

  • Parcel: 014-062-028-000
  • Latitude: 39.1686
  • Longitude: -121.742

    Address

  • Full Address: 2806 Cypress St
  • Address - House Number: 2806
  • Address - Street Name: Cypress
  • Address - Suffix Type: St
  • State: CA
  • City Name: Sutter
  • Carrier Code: R002
  • 4-Digit Zip Code: 2129
  • Zip Code: 95982

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,697
  • Tax Rate Code Area: 52-003

    Appraisal Valuation

  • Standard Deviation: 0.2451
  • Valuation Date: Nov 03, 2023
  • Confidence Score: 65
  • Final Value: 344,869
  • High Value: 429,406
  • Low Value: 260,332

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $238,968
  • First Open Lien Mortgage Lender: HOMETOWN LENDERS INC
  • First Open Lien Mortgage Recording Date: Oct 15, 2019
  • First Open Lien Mortgage Loan Amount: $230,743
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2049
  • Second Open Lien Mortgage Lender: CALIFORNIA HOUSING FINANCE AGE
  • Second Open Lien Mortgage Recording Date: Oct 15, 2019
  • Second Open Lien Mortgage Loan Amount: $8,225
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second

    Market Valuation

  • Market Total Value: $247,024

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $247,024
  • Assessed Land Value: $68,325
  • Assessed Improvements Value: $178,699

    Sales

  • Current Sale Contract Date: Oct 11, 2019
  • Current Sale Recording Date: Oct 15, 2019
  • Current Sale Transaction ID: 11672404118
  • Current Sale Price: $235,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2019-0014372
  • Previous Sale Recording Date: Mar 30, 2005
  • Previous Sale Contract Date: Mar 21, 2005
  • Previous Sale Amount: $220,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMETOWN LENDERS INC
  • First Mortgage Transaction Date: Oct 15, 2019
  • First Mortgage Loan Amount: $230,743
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: UNION FEDERAL BANK OF INDIANAP
  • Previous Mortgage Transaction Date: Mar 30, 2005
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $176,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Apr 01, 2035

About Sutter



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Frequently Asked Questions

What neighborhood is 2806 Cypress Street located in?
The 2806 Cypress Street is a located in the neighborhood of Sutter in Sutter, Sutter.
What is the average sales price for listings in 2806 Cypress Street?
The average sales price for units in 2806 Cypress Street is $0 currently.

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