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28 Silver Street

28 Silver Street, Stamford, CT 06902
Sold Apr 10, 2015
$362,000
$247,500 by Jpmorgan Chase Bank Na
Mortgage Due Apr 10, 2045
Sold Oct 31, 2003
$212,500
$120,000 by First County Bank
Mortgage Due Oct 31, 2033
Local assessors in Stamford, CT have categorized 28 Silver Street as a residential type of property. The home was built in 1957 and is 67 years old. It was most recently renovated and altered in 1964. The property's lot size has been calculated to be 4,792 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 28 Silver Street has a total of 1,194 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage underground or in the basement for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of wood siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with oil. The property was last sold in Jan 1, 1970 for $362,000. That's $303.18 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $212,500. 28 Silver Street was last assessed in 2023. The total value of the property was assessed at $305,660. Specifically, the land the property is located on was valued at $194,080. While improvements on the property were assessed at a total of $111,580. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $7,715. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1957
  • Effective Year Built: 1964
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Style: Cape Cod
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 700
  • Garage Type: Underground/basement
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 4,792
  • Total Building Area: 1,194
  • Gross Building Area: 2,532
  • Building Area: 1,194
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,194
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.11
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : WALLACE MATTHEW
  • Current Owner 2: WALLACE GINA M
  • Previous Owner : SKIBINSKI WINIFRED
  • Owner Before Previous Owner: BURKE TIMOTHY R
  • Owner Before Previous Owner 2: BURKE KATIE A
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Et al (and others)

Neighborhood

  • School District Name: Stamford School District
  • School Tax School District: STAMFORD SD
  • Census Tract: 022300

Zoning

  • Zoning: R6

Geography

  • Account Number: 2-1459
  • Parcel: STAM M:002 B:1459
  • Block: 1459
  • Municipality: STAMFORD
  • Latitude: 41.0331
  • Longitude: -73.5486

    Address

  • Full Address: 28 Silver St
  • Address - House Number: 28
  • Address - Street Name: Silver
  • Address - Suffix Type: St
  • State: CT
  • City Name: Stamford
  • Carrier Code: C040
  • 4-Digit Zip Code: 7521
  • Zip Code: 06902

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,715

    Appraisal Valuation

  • Standard Deviation: 0.188
  • Valuation Date: Aug 23, 2023
  • Confidence Score: 75
  • Final Value: 490,920
  • High Value: 583,249
  • Low Value: 398,591

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $247,500
  • First Open Lien Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Open Lien Mortgage Recording Date: Apr 10, 2015
  • First Open Lien Mortgage Loan Amount: $247,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 10, 2045

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $305,660
  • Assessed Land Value: $194,080
  • Assessed Improvements Value: $111,580

    Sales

  • Current Sale Recording Date: Apr 10, 2015
  • Current Sale Transaction ID: 1227941552
  • Current Sale Price: $362,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 6729
  • Previous Sale Recording Date: Oct 31, 2003
  • Previous Sale Amount: $212,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Mortgage Transaction Date: Apr 10, 2015
  • First Mortgage Loan Amount: $247,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 10, 2045

    Previous Mortgages

  • Previous Mortgage Lender: FIRST COUNTY BANK
  • Previous Mortgage Transaction Date: Oct 31, 2003
  • Previous Mortgage Loan Amount: $120,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Oct 31, 2033

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Frequently Asked Questions

What neighborhood is 28 Silver Street located in?
The 28 Silver Street is a located in the neighborhood of West Side - Waterside - South End in West Side - Waterside - South End, Stamford.
What is the average sales price for listings in 28 Silver Street?
The average sales price for units in 28 Silver Street is $0 currently.

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