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28 Joslyn Drive

28 Joslyn Drive, Elgin, IL 60120
Property in Parkwood
Sold May 18, 2020
$210,000
$199,500 by United Wholesale Mortgage
Mortgage Due May 01, 2050
Sold Apr 03, 2006
$222,000
$177,600 by Key Mortgage Services Inc
Mortgage Due Mar 01, 2036
28 Joslyn Drive has been categorized by the local assessors in Elgin, IL as a residential type of property. The building on the property was first built in 1977 and is 47 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. In addition, 28 Joslyn Drive has 1,270 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,000 ft and across the front of the lot is 570 ft. The area measurement of the land has been determined as 5,700 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a split level style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. According to our sources, there are a total of 2 available parking spaces. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The roof of the building is made of asphalt. The exterior walls of the building are made of wood. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a heating system. Finally, the property is currently sourcing its water from a municipal system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 28 Joslyn Drive sold most recently in Mar 19, 2020 for a total of $210,000. If you work out the math, that's approximately a cost of $165.35 per sqft. Before that, the property was also sold for $222,000 in Feb 16, 2006. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $6,434 in taxes each year. 28 Joslyn Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $23,000. If we break it down further, the land itself was valued at $3,705. Improvements to the property, however, were assessed at a total of $19,295. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1977
  • Effective Year Built: 1977
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Split level
  • Exterior Walls Type: Wood
  • Roof Cover Type: Asphalt
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 5,700
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 570
  • Total Building Area: 1,270
  • Gross Building Area: 1,270
  • Building Area: 1,270
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,270
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: PARKWOOD VILLAGE UNIT3
  • Land Acres: 0.131
  • Standard Land Use Code: Single family residential
  • Legal Description 1: (PARKWOOD) VILLAGE (UNIT3) SUB OF GOVT LT 1 OF NW SEC 18-41-09

Ownership

  • Current Owner : ESPINOSA PEDRO
  • Previous Owner : SNYDER VICTORIA L
  • Previous Owner 2: MUELLER THOMAS
  • Owner Before Previous Owner: MORTEGA AILEEN V
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: School District U-46
  • Census Tract: 804404

Geography

  • District: 18
  • Parcel: 06-18-111-034-0000
  • Lot: 1
  • Meridian: SEC 18 TWN 41N RNG 09E
  • Municipality: HANOVER
  • Latitude: 42.0415
  • Longitude: -88.2551

    Address

  • Full Address: 28 Joslyn Dr
  • Legal Unit: 3
  • Address - House Number: 28
  • Address - Street Name: Joslyn
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: Elgin
  • Carrier Code: C032
  • 4-Digit Zip Code: 4577
  • Zip Code: 60120

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,434
  • Tax Rate Code Area: 18015

    Appraisal Valuation

  • Standard Deviation: 0.226
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 68
  • Final Value: 295,176
  • High Value: 361,900
  • Low Value: 228,452

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $199,500
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: May 18, 2020
  • First Open Lien Mortgage Financing Type: Unknown
  • First Open Lien Mortgage Loan Amount: $199,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2050

    Market Valuation

  • Market Total Value: $230,000
  • Market Land Value: $37,050
  • Market Improvement Value: $192,950

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $23,000
  • Assessed Land Value: $3,705
  • Assessed Improvements Value: $19,295

    Sales

  • Current Sale Contract Date: Mar 19, 2020
  • Current Sale Recording Date: May 18, 2020
  • Current Sale Transaction ID: 11760964849
  • Current Sale Price: $210,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2013903305
  • Previous Sale Recording Date: Apr 03, 2006
  • Previous Sale Contract Date: Feb 16, 2006
  • Previous Sale Amount: $222,000
  • Previous Sale Document Type: Joint Tenancy Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: May 18, 2020
  • First Mortgage Loan Amount: $199,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2050

    Financing

  • First Mortgage Financing Type: Unknown

    Previous Mortgages

  • Previous Mortgage Lender: KEY MORTGAGE SERVICES INC
  • Previous Mortgage Transaction Date: Apr 03, 2006
  • Previous Mortgage Loan Amount: $177,600
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Mar 01, 2036

About Southeast Elgin



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 28 Joslyn Drive located in?
The 28 Joslyn Drive is a located in the neighborhood of Parkwood in Southeast Elgin, Elgin.
What is the average sales price for listings in 28 Joslyn Drive?
The average sales price for units in 28 Joslyn Drive is $0 currently.

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