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276 Cottonstone Lane

276 Cottonstone Lane, Troy, NC 27371
Property in Montgomery
Refi Jul 22, 2009
Transfer
$156,500 by State Employees Cu
Mortgage Due Aug 01, 2029
Local assessors in Troy, NC have categorized 276 Cottonstone Lane as a residential type of property. The home was built in 1987 and is 37 years old. The property's lot size has been calculated to be 435,600 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 276 Cottonstone Lane has a total of 2,448 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is good. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of metal. Lots of wood siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's no heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Current property owners are expected to pay $24 in taxes per year. The property on 276 Cottonstone Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $473,744. To break that down further, the land itself was valued at $29,700. While improvements to the property were assessed at a total of $444,044. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1987
  • Effective Year Built: 1987
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Metal
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 435,600
  • Lot Size Frontage Feet: 0
  • Total Building Area: 2,448
  • Building Area: 2,448
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: None
  • Heated Square Feet: 2,448
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: COUNTRY CLUB ACRES
  • Land Acres: 10
  • Standard Land Use Code: Single family residential
  • Legal Description 1: COUNTRY CLUB ACRES COUNTRY CLUB ACRES

Ownership

  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: Montgomery County Schools
  • School Tax School District: COUNTY ONLY
  • School Tax District Code 2: TROJAN-TROY
  • Census Tract: 960202

Zoning

  • Zoning: RESIDENTIA

Geography

  • Account Number: 56297
  • District: 100
  • Parcel: 7630 00 73 1477
  • Municipality: TROY
  • Latitude: 35.4054
  • Longitude: -79.8819

    Address

  • Full Address: 276 Cottonstone Ln
  • Address - House Number: 276
  • Address - Street Name: Cottonstone
  • Address - Suffix Type: Ln
  • State: NC
  • City Name: Troy
  • Carrier Code: R003
  • 4-Digit Zip Code: 8399
  • Zip Code: 27371

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $24

    Appraisal Valuation

  • Standard Deviation: 0.3414
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 31
  • Final Value: 486,421
  • High Value: 652,502
  • Low Value: 320,339

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $206,500
  • First Open Lien Mortgage Lender: STATE EMPLOYEES CU
  • First Open Lien Mortgage Recording Date: Jul 22, 2009
  • First Open Lien Mortgage Loan Amount: $156,500
  • First Open Lien Mortgage Term: 240
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2029
  • Second Open Lien Mortgage Lender: STATE EMPLOYEES CU
  • Second Open Lien Mortgage Recording Date: May 07, 2019
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $50,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $473,744
  • Market Land Value: $29,700
  • Market Improvement Value: $444,044

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $473,744
  • Assessed Land Value: $29,700
  • Assessed Improvements Value: $444,044

About Montgomery



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Frequently Asked Questions

What neighborhood is 276 Cottonstone Lane located in?
The 276 Cottonstone Lane is a located in the neighborhood of Montgomery in Montgomery, Troy.
What is the average sales price for listings in 276 Cottonstone Lane?
The average sales price for units in 276 Cottonstone Lane is $0 currently.

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