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265 Spencer Lane

265 Spencer Lane, Mount Washington, KY 40047
Property in Mount Washington
Sold Jul 22, 2020
$97,500
$116,000 by First Savings Bank
Mortgage Due Oct 01, 2050
Sold Nov 07, 2019
$195,000
$191,468 by Commonwealth Bank & Trust Comp
Mortgage Due Dec 01, 2049
265 Spencer Lane has been categorized by the local assessors in Mount Washington, KY as a residential type of property. The building on the property was first built in 2004 and is 20 years old. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 265 Spencer Lane has 1,432 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,860 ft and across the front of the lot is 900 ft. The area measurement of the land has been determined as 16,740 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a split foyer style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 420 sqft. According to our sources, there are a total of 2 available parking spaces. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with brick control joints. The roof of the building is made of composition shingle. The exterior walls of the building are made of brick veneer. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. The property was last sold in Jun 22, 2020 for $97,500. That's $68.09 per sqft. Prior to that sales transaction, the property was also sold in Nov 6, 2019 for $195,000. 265 Spencer Lane was last assessed in 2023. The total value of the property was assessed at $202,160. While improvements on the property were assessed at a total of $202,160. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,543. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2004
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Construction Type: Brick
  • Building Style: Split foyer
  • Exterior Walls Type: Brick veneer
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 420
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 16,740
  • Lot Size Depth Feet: 1,860
  • Lot Size Frontage Feet: 900
  • Total Building Area: 1,432
  • Building Area: 1,432
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,432
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WILCHAR EST
  • Land Acres: 0.384
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 183 SEC 2 WILCHAR EST

Ownership

  • Current Owner : SIMMS KRISTIN MICHELLE
  • Previous Owner : SCOTT THOMAS JACOB
  • Owner Before Previous Owner: DAVIS NAOMI M
  • Owner Before Previous Owner 2: DAVIS WILLIAM
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Bullitt County School District
  • Census Tract: 020101

Geography

  • Account Number: 421207
  • Section: 2
  • Parcel: 077-WSW-32-018
  • Lot: 183
  • Municipality: MT WASHINGTON
  • Latitude: 38.0495
  • Longitude: -85.5567

    Address

  • Full Address: 265 Spencer Ln
  • Address - House Number: 265
  • Address - Street Name: Spencer
  • Address - Suffix Type: Ln
  • State: KY
  • City Name: Mount Washington
  • Carrier Code: H082
  • 4-Digit Zip Code: 5105
  • Zip Code: 40047

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,543
  • Tax Rate Code Area: 05

    Appraisal Valuation

  • Standard Deviation: 0.1918
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 74
  • Final Value: 271,546
  • High Value: 323,634
  • Low Value: 219,459

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $116,000
  • First Open Lien Mortgage Lender: FIRST SAVINGS BANK
  • First Open Lien Mortgage Recording Date: Sep 23, 2020
  • First Open Lien Mortgage Loan Amount: $116,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2050

    Market Valuation

  • Market Total Value: $202,160
  • Market Improvement Value: $202,160

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $202,160
  • Assessed Improvements Value: $202,160

    Sales

  • Current Sale Contract Date: Jun 22, 2020
  • Current Sale Recording Date: Jul 22, 2020
  • Current Sale Transaction ID: 11774220356
  • Current Sale Price: $97,500
  • Current Sale Document Type: Quit Claim Deed
  • Previous Sale Recording Date: Nov 07, 2019
  • Previous Sale Contract Date: Nov 06, 2019
  • Previous Sale Amount: $195,000
  • Previous Sale Document Type: Warranty Deed

    Previous Mortgages

  • Previous Mortgage Lender: COMMONWEALTH BANK & TRUST COMP
  • Previous Mortgage Transaction Date: Nov 07, 2019
  • Previous Mortgage Loan Amount: $191,468
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Dec 01, 2049

About Mount Washington



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Frequently Asked Questions

What neighborhood is 265 Spencer Lane located in?
The 265 Spencer Lane is a located in the neighborhood of Mount Washington in Mount Washington, Mount Washington.
What is the average sales price for listings in 265 Spencer Lane?
The average sales price for units in 265 Spencer Lane is $0 currently.

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