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2637 Charter Oak Drive

2637 Charter Oak Drive, Aurora, IL 60502
Sold Aug 15, 2019
$513,500
$304,000 by United Wholesale Mortgage
Mortgage Due Sep 01, 2049
Sold Jan 23, 2013
$514,666
$412,000 by Guaranteed Rate Inc
Mortgage Due Jan 01, 2043
2637 Charter Oak Drive has been categorized by the local assessors in Aurora, IL as a residential type of property. The building on the property was first built in 1999 and is 25 years old. The home has a total of 9 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 2637 Charter Oak Drive has 5,150 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a partial basement that is 1,766 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 118 ft and across the front of the lot is 85 ft. The area measurement of the land has been determined as 10,019 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. According to our sources, there are a total of 3 available parking spaces. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with brick control joints. The exterior walls of the building are made of brick. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2637 Charter Oak Drive sold most recently in Aug 9, 2019 for a total of $513,500. If you work out the math, that's approximately a cost of $93.31 per sqft. Before that, the property was also sold for $514,666 in Dec 19, 2012. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $14,378 in taxes each year. 2637 Charter Oak Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $177,460. If we break it down further, the land itself was valued at $48,260. Improvements to the property, however, were assessed at a total of $129,200. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
Cedar Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1999
  • Effective Year Built: 1999
  • Building Count: 1
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Construction Type: Brick
  • Exterior Walls Type: Brick
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 1,766
  • Garage Type: Garage
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 10,019
  • Lot Size Depth Feet: 118
  • Lot Size Frontage Feet: 85
  • Total Building Area: 5,503
  • Gross Building Area: 5,503
  • Building Area: 5,150
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 5,150
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GINGER WOODS UNIT 3
  • Land Acres: 0.23
  • Standard Land Use Code: Single family residential
  • Legal Description 1: GINGER WOODS UNIT 3 ALL

Ownership

  • Current Owner : LIU JACK
  • Current Owner 2: LIU JEANNIE
  • Previous Owner : ORCHARD MARGARET E
  • Owner Before Previous Owner: FOGLE DAVID A
  • Owner Before Previous Owner 2: FOGLE KAREN S
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Indian Prairie Community Unit School District 204
  • School Tax School District: DISTRICT 204
  • Census Tract: 846409

Zoning

  • Zoning: R

Geography

  • Assessors Map Reference: 3079-B7
  • Parcel: 07-06-100-025
  • Lot: 14
  • Municipality: NAPERVILLE
  • Latitude: 41.8099
  • Longitude: -88.2603

    Address

  • Full Address: 2637 Charter Oak Dr
  • Legal Unit: 3
  • Address - House Number: 2637
  • Address - Street Name: Charter Oak
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: Aurora
  • Carrier Code: R023
  • 4-Digit Zip Code: 7402
  • Zip Code: 60502

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $14,378
  • Tax Rate Code Area: 7135

    Appraisal Valuation

  • Standard Deviation: 0.15
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 81
  • Final Value: 686,429
  • High Value: 789,406
  • Low Value: 583,453

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $304,000
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Dec 09, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $304,000
  • First Open Lien Mortgage Term: 344
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2049

    Market Valuation

  • Market Total Value: $532,380
  • Market Land Value: $144,780
  • Market Improvement Value: $387,600

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $177,460
  • Assessed Land Value: $48,260
  • Assessed Improvements Value: $129,200

    Sales

  • Current Sale Contract Date: Aug 09, 2019
  • Current Sale Recording Date: Aug 15, 2019
  • Current Sale Transaction ID: 11636281275
  • Current Sale Price: $513,500
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: R2019-070328
  • Previous Sale Recording Date: Jan 23, 2013
  • Previous Sale Contract Date: Dec 19, 2012
  • Previous Sale Amount: $514,666
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: QUICKEN LOANS INC
  • First Mortgage Transaction Date: Aug 15, 2019
  • First Mortgage Loan Amount: $308,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: GUARANTEED RATE INC
  • Previous Mortgage Transaction Date: Jan 23, 2013
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $412,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2043

About Big Woods Marmion



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Frequently Asked Questions

What neighborhood is 2637 Charter Oak Drive located in?
The 2637 Charter Oak Drive is a house located in the neighborhood of Big Woods Marmion in Big Woods Marmion, Aurora.
What is the average sales price for listings in 2637 Charter Oak Drive?
The average sales price for units in 2637 Charter Oak Drive is $0 currently.

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