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2630 Charlotte Street

2630 Charlotte Street, Erie, PA 16508
Property in Erie
Sold Mar 29, 2021
$117,000
$93,600 by Bank Of America Na
Mortgage Due Apr 01, 2036
Sold May 14, 2018
$124,500
$122,244 by Franklin American Mortgage Co
Mortgage Due Jun 01, 2048
2630 Charlotte Street has been categorized by the local assessors in Erie, PA as a residential type of property. The building on the property was first built in 1986 and is 38 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 2630 Charlotte Street has 1,358 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 422 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 1,320 ft and across the front of the lot is 520 ft. The area measurement of the land has been determined as 6,865 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a raised ranch style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2630 Charlotte Street sold most recently in Mar 23, 2021 for a total of $117,000. If you work out the math, that's approximately a cost of $86.16 per sqft. Before that, the property was also sold for $124,500 in May 9, 2018. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $3,761 in taxes each year. The initial year of tax delinquency occurred in 2021. 2630 Charlotte Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $100,070. If we break it down further, the land itself was valued at $18,300. Improvements to the property, however, were assessed at a total of $81,770. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1986
  • Effective Year Built: 1986
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Style: Raised Ranch
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 422
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,865
  • Lot Size Depth Feet: 1,320
  • Lot Size Frontage Feet: 520
  • Total Building Area: 1,358
  • Building Area: 1,358
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,358
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SOUTHLANDS SUBDIVISION 1ST SECTION
  • Land Acres: 0.158
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 2630 CHARLOTTE ST 52 X 132.23

Ownership

  • Current Owner : WILLIAMS DALE R
  • Current Owner 2: WILLIAMS GRACE
  • Previous Owner : WILLIAMS MICHAEL D
  • Owner Before Previous Owner: ANGELLO ANTONY J
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Et al (and others)

Neighborhood

  • School District Name: Erie City School District
  • School Tax School District: ESD
  • Census Tract: 002100

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: MAP 62
  • District: 19
  • Parcel: 19-062-030.0-219.00
  • Municipality: CITY OF ERIE
  • Latitude: 42.0974
  • Longitude: -80.1101

    Address

  • Full Address: 2630 Charlotte St
  • Address - House Number: 2630
  • Address - Street Name: Charlotte
  • Address - Suffix Type: St
  • State: PA
  • City Name: Erie
  • Carrier Code: C053
  • 4-Digit Zip Code: 1205
  • Zip Code: 16508

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,761
  • Intital Tax Deliquent Year: 2021

    Appraisal Valuation

  • Standard Deviation: 0.2615
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 62
  • Final Value: 155,497
  • High Value: 196,170
  • Low Value: 114,823

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $93,600
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: Mar 29, 2021
  • First Open Lien Mortgage Loan Amount: $93,600
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2036

    Market Valuation

  • Market Total Value: $100,070
  • Market Land Value: $18,300
  • Market Improvement Value: $81,770

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $100,070
  • Assessed Land Value: $18,300
  • Assessed Improvements Value: $81,770

    Sales

  • Current Sale Contract Date: Mar 23, 2021
  • Current Sale Recording Date: Mar 29, 2021
  • Current Sale Transaction ID: 11830687250
  • Current Sale Price: $117,000
  • Current Sale Document Type: Special Warranty Deed
  • Current Sale Input Document Number: 2021-007331
  • Previous Sale Recording Date: May 14, 2018
  • Previous Sale Contract Date: May 09, 2018
  • Previous Sale Amount: $124,500
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Mar 29, 2021
  • First Mortgage Loan Amount: $93,600
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2036

    Previous Mortgages

  • Previous Mortgage Lender: FRANKLIN AMERICAN MORTGAGE CO
  • Previous Mortgage Transaction Date: May 14, 2018
  • Previous Mortgage Loan Amount: $122,244
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jun 01, 2048

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Frequently Asked Questions

What neighborhood is 2630 Charlotte Street located in?
The 2630 Charlotte Street is a located in the neighborhood of Erie in Erie, Erie.
What is the average sales price for listings in 2630 Charlotte Street?
The average sales price for units in 2630 Charlotte Street is $0 currently.

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