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263 Union Street

263 Union Street, Gardner, MA 01440
Property in Gardner
Sold Feb 04, 1999
$95,000
$46,500 by Workers Cu
Mortgage Due Aug 01, 2051
263 Union Street in Gardner, MA was first built in 1900 and is 124 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 263 Union Street has 1,128 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 30,612 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a hot water heating system and being fueled with oil. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 263 Union Street sold most recently in Jan 1, 1970 for a total of $95,000. If you work out the math, that's approximately a cost of $84.22 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,932 in taxes each year. 263 Union Street was most recently assessed in 2024. During this assessment, the property's total value was estimated to be about $262,300. If we break it down further, the land itself was valued at $73,400. Improvements to the property, however, were assessed at a total of $188,900. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Attached Garage
Off Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 30,612
  • Total Building Area: 1,128
  • Gross Building Area: 2,044
  • Building Area: 1,128
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,128
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.703
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : DONOVAN RICHARD A
  • Previous Owner : WALDRON JOHN J
  • Previous Owner 2: WALDRON KATHLEEN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gardner School District
  • School Tax School District: GARDNER SD
  • Census Tract: 707100

Geography

  • Parcel: GARD M:R12 B:12 L:1
  • Block: 12
  • Lot: 1
  • Municipality: GARDNER
  • Latitude: 42.5526
  • Longitude: -71.9874

    Address

  • Full Address: 263 Union St
  • Address - House Number: 263
  • Address - Street Name: Union
  • Address - Suffix Type: St
  • State: MA
  • City Name: Gardner
  • Carrier Code: C008
  • 4-Digit Zip Code: 3434
  • Zip Code: 01440

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $3,932

    Appraisal Valuation

  • Standard Deviation: 0.2075
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 71
  • Final Value: 323,430
  • High Value: 390,551
  • Low Value: 256,308

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $46,500
  • First Open Lien Mortgage Lender: WORKERS CU
  • First Open Lien Mortgage Recording Date: Jul 22, 2021
  • First Open Lien Mortgage Loan Amount: $46,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $262,300
  • Assessed Land Value: $73,400
  • Assessed Improvements Value: $188,900

    Sales

  • Current Sale Recording Date: Feb 04, 1999
  • Current Sale Transaction ID: 1087603848
  • Current Sale Price: $95,000
  • Current Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: NEW ENGLAND NTL MTG C
  • First Mortgage Transaction Date: Feb 04, 1999
  • First Mortgage Loan Amount: $94,951
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

About Gardner



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Frequently Asked Questions

What neighborhood is 263 Union Street located in?
The 263 Union Street is a located in the neighborhood of Gardner in Gardner, Gardner.
What is the average sales price for listings in 263 Union Street?
The average sales price for units in 263 Union Street is $0 currently.

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