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2620 East Ontario Lane

2620 East Ontario Lane, Warsaw, IN 46582
Property in Wayne
Sold Sep 13, 2021
$463,300
$473,216 by Usaa Fsb
Mortgage Due Oct 01, 2051
Sold Jan 13, 2021
$510,200
$408,161 by First Federal Savings Bank
Mortgage Due Dec 01, 2051
Local assessors in Warsaw, IN have categorized 2620 East Ontario Lane as a residential type of property. The home was built in 2021 and is 3 years old. The property's lot size has been calculated to be 25,200 square feet. The linear feet between the front and back of the lot was measured at 2,100 ft and the front of the lot was measured at 1,200 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 4 full bathrooms. There are also 5 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2620 East Ontario Lane has a total of 1,822 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 1,808 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from none system. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 806 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with masonry control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B+. The building has a roof that is made of materials that we aren't sure of. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Sep 10, 2021 for $463,300. That's $254.28 per sqft. Prior to that sales transaction, the property was also sold in Jan 7, 2021 for $510,200. 2620 East Ontario Lane was last assessed in 2023. The total value of the property was assessed at $517,400. Specifically, the land the property is located on was valued at $57,200. While improvements on the property were assessed at a total of $460,200. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $5,378. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2021
  • Effective Year Built: 2021
  • Bedroom Count: 3
  • Bathroom Count: 5
  • Full Bathrooms: 4
  • Partial Bathrooms: 5
  • Bathroom Plumbing Fixtures: 20
  • Building Condition: Average
  • Building Quality: B+
  • Construction Type: Masonry
  • Roof Cover Type: Other
  • Floor Count: 1
  • Basement Type: Finished improved basement
  • Basement Area: 1,808
  • Garage Type: Attached
  • Garage Square Area: 806
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 25,200
  • Lot Size Depth Feet: 2,100
  • Lot Size Frontage Feet: 1,200
  • Total Building Area: 1,822
  • Building Area: 1,822
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,822
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: None
  • Water Service: None

Building

  • Property Class: Residential
  • Subdivision: SHADOW LAKES ESTATES
  • Land Acres: 0.579
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 4-56-33 LOT 14 SHADOW LAKES ESTATES SEC 2

Ownership

  • Current Owner : LEWIS DAVID A
  • Current Owner 2: LEWIS NICOLETTE M
  • Previous Owner : GARRETT PAUL D
  • Previous Owner 2: GARRETT DONNA S
  • Owner Before Previous Owner: SUPERIOR DEVELOPING LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Warsaw Community Schools
  • Census Tract: 962101

Zoning

  • Zoning: RESID

Geography

  • Assessors Map Reference: MP 004-056-033
  • Account Number: 004-726020-00
  • District: 0017
  • Section: Jan 01, 1970
  • Parcel: 43-11-11-200-004.000-032
  • Lot: 14
  • Meridian: SEC 11 TWN 32 RNG 6
  • Municipality: WAYNE TOWNSHIP
  • Latitude: 41.2373
  • Longitude: -85.7922

    Address

  • Full Address: 2620 E Ontario Ln
  • Address - House Number: 2620
  • Street Direction: E
  • Address - Street Name: Ontario
  • Address - Suffix Type: Ln
  • State: IN
  • City Name: Warsaw
  • Carrier Code: R001
  • 4-Digit Zip Code: 8206
  • Zip Code: 46582

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,378
  • Tax Rate Code Area: 32:WARSAW-

    Appraisal Valuation

  • Standard Deviation: 0.2097
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 71
  • Final Value: 615,894
  • High Value: 745,057
  • Low Value: 486,730

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $473,216
  • First Open Lien Mortgage Lender: USAA FSB
  • First Open Lien Mortgage Recording Date: Sep 13, 2021
  • First Open Lien Mortgage Loan Amount: $473,216
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051

    Market Valuation

  • Market Total Value: $517,400
  • Market Land Value: $57,200
  • Market Improvement Value: $460,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $517,400
  • Assessed Land Value: $57,200
  • Assessed Improvements Value: $460,200

    Sales

  • Current Sale Contract Date: Sep 10, 2021
  • Current Sale Recording Date: Sep 13, 2021
  • Current Sale Transaction ID: 11857243811
  • Current Sale Price: $463,300
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021090633
  • Previous Sale Recording Date: Jan 13, 2021
  • Previous Sale Contract Date: Jan 07, 2021
  • Previous Sale Amount: $510,200
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: USAA FSB
  • First Mortgage Transaction Date: Sep 13, 2021
  • First Mortgage Loan Amount: $473,216
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Oct 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: FIRST FEDERAL SAVINGS BANK
  • Previous Mortgage Transaction Date: Jan 13, 2021
  • Previous Mortgage Loan Amount: $408,161
  • Previous Mortgage Term: 370
  • Previous Mortgage Loan Type: Building or Construction Loan
  • Previous Mortgage Loan Due Date: Dec 01, 2051

About Kosciusko



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Frequently Asked Questions

What neighborhood is 2620 East Ontario Lane located in?
The 2620 East Ontario Lane is a located in the neighborhood of Wayne in Kosciusko, Warsaw.
What is the average sales price for listings in 2620 East Ontario Lane?
The average sales price for units in 2620 East Ontario Lane is $0 currently.

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