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2602 Fines Creek Drive

2602 Fines Creek Drive, Statesville, NC 28625
Property in Iredell
Sold Mar 12, 2010
$230,000
$25,000 by State Employees Credit Union
Mortgage
Sold May 25, 2007
$261,000
$208,800 by Wachovia Mortgage Corp
Mortgage Due Jun 01, 2022
Local assessors in Statesville, NC have categorized 2602 Fines Creek Drive as a residential type of property. The home was built in 1981 and is 43 years old. It was most recently renovated and altered in 1983. The property's lot size has been calculated to be 43,560 square feet. The linear feet between the front and back of the lot was measured at 1,650 ft and the front of the lot was measured at 3,020 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 5 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 4 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2602 Fines Creek Drive has a total of 2,448 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 1,224 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 576 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. In addition, there is a vinyl in-ground pool on the property. Perfect for those who want to host pool parties over the summer. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of decorative/custom materials. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Feb 25, 2010 for $230,000. That's $93.95 per sqft. Prior to that sales transaction, the property was also sold in May 25, 2007 for $261,000. 2602 Fines Creek Drive was last assessed in 2023. The total value of the property was assessed at $301,550. Specifically, the land the property is located on was valued at $50,000. While improvements on the property were assessed at a total of $251,550. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,129. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1981
  • Effective Year Built: 1983
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Quality: B
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Decorative/custom materials
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Wood
  • Basement Type: Partial basement
  • Basement Area: 1,224
  • Garage Type: Garage
  • Garage Square Area: 576
  • Parking Space Count: 2
  • Porch Type: Open porch
  • Pool Type: Vinyl in-ground pool

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Depth Feet: 1,650
  • Lot Size Frontage Feet: 3,020
  • Total Building Area: 2,448
  • Gross Building Area: 4,614
  • Building Area: 2,448
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,448
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: NELLIE GREEN
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PB 16-28 28A 28B #57 NELLY

Ownership

  • Current Owner : HOKE TERESA S
  • Previous Owner : CROSIER ROBERT A
  • Previous Owner 2: CROSIER CYNTHIA T
  • Owner Before Previous Owner: BROMLEY ROBERT EUGENE
  • Owner Before Previous Owner 2: BROMLEY DIANA FAY
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Iredell-Statesville Schools
  • School Tax School District: C
  • School Tax District Code 2: CI01
  • School Tax District Code 3: SW
  • Census Tract: 060601

Zoning

  • Zoning: R-15

Geography

  • Assessors Map Reference: MAP:4755
  • Account Number: 77470132
  • District: 13
  • Parcel: 4755-51-4915.000
  • Block: 51
  • Municipality: CHAMBERSBURG
  • Latitude: 35.8023
  • Longitude: -80.8366

    Address

  • Full Address: 2602 Fines Creek Dr
  • Address - House Number: 2602
  • Address - Street Name: Fines Creek
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Statesville
  • Carrier Code: C026
  • 4-Digit Zip Code: 4441
  • Zip Code: 28625

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,129

    Appraisal Valuation

  • Standard Deviation: 0.2193
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 69
  • Final Value: 439,890
  • High Value: 536,384
  • Low Value: 343,395

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $25,000
  • First Open Lien Mortgage Lender: STATE EMPLOYEES CREDIT UNION
  • First Open Lien Mortgage Recording Date: Jun 22, 2023
  • First Open Lien Mortgage Loan Amount: $25,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $301,550
  • Market Land Value: $50,000
  • Market Improvement Value: $251,550

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $301,550
  • Assessed Land Value: $50,000
  • Assessed Improvements Value: $251,550

    Sales

  • Current Sale Contract Date: Feb 25, 2010
  • Current Sale Recording Date: Mar 12, 2010
  • Current Sale Transaction ID: 1140758440
  • Current Sale Price: $230,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: May 25, 2007
  • Previous Sale Contract Date: May 25, 2007
  • Previous Sale Amount: $261,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: STATES EMPLOYEES CREDIT UNION
  • First Mortgage Transaction Date: Mar 12, 2010
  • First Mortgage Loan Amount: $207,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2040

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: WACHOVIA MORTGAGE CORP
  • Previous Mortgage Transaction Date: May 25, 2007
  • Previous Mortgage Loan Amount: $208,800
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jun 01, 2022

About Statesville



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Frequently Asked Questions

What neighborhood is 2602 Fines Creek Drive located in?
The 2602 Fines Creek Drive is a located in the neighborhood of Iredell in Statesville, Statesville.
What is the average sales price for listings in 2602 Fines Creek Drive?
The average sales price for units in 2602 Fines Creek Drive is $0 currently.

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