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254 North Wall Street

254 North Wall Street, Covington, OH 45318
House in Newberry
Sold Jan 11, 2021
$140,000
$112,000 by The Covington Sla
Mortgage Due Mar 01, 2041
Sold Feb 24, 2020
$65,100
$94,500 by The Farmers State Bank
Mortgage Due Feb 06, 2021
Local assessors in Covington, OH have categorized 254 North Wall Street as a residential type of property. The home was built in 1920 and is 104 years old. It was most recently renovated and altered in 1990. The property's lot size has been calculated to be 7,405 square feet. The linear feet between the front and back of the lot was measured at 1,070 ft and the front of the lot was measured at 680 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 9 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 254 North Wall Street has a total of 1,830 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 736 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D+. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on no air conditioning for their cooling system. The home's a heating system is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 254 North Wall Street sold most recently in Jan 7, 2021 for a total of $140,000. If you work out the math, that's approximately a cost of $76.50 per sqft. Before that, the property was also sold for $65,100 in Feb 5, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,909 in taxes each year. The initial year of tax delinquency occurred in 2021. 254 North Wall Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $52,920. If we break it down further, the land itself was valued at $10,920. Improvements to the property, however, were assessed at a total of $42,000. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1990
  • Building Count: 1
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: D+
  • Construction Type: Frame
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 736
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 7,405
  • Lot Size Depth Feet: 1,070
  • Lot Size Frontage Feet: 680
  • Total Building Area: 1,830
  • Building Area: 1,830
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,830
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: THE VILLAGE OF COVINGTON
  • Land Acres: 0.17
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: IL 292 67 1/2 N PT

Ownership

  • Current Owner : CERVANTES JAIME A
  • Previous Owner : YOUNT DAKOTA
  • Owner Before Previous Owner: U S BANK NATIONAL ASSOICIATION
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Right of Survivorship

Neighborhood

  • School District Name: Covington Exempted Village School District
  • School Tax School District: COVINGTON EVSD
  • Census Tract: 325000

Geography

  • Parcel: H19-004080
  • Lot: 292
  • Municipality: NEWBERRY TWP
  • Latitude: 40.1203
  • Longitude: -84.3521

    Address

  • Full Address: 254 N Wall St
  • Address - House Number: 254
  • Street Direction: N
  • Address - Street Name: Wall
  • Address - Suffix Type: St
  • State: OH
  • City Name: Covington
  • Carrier Code: C002
  • 4-Digit Zip Code: 1642
  • Zip Code: 45318

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,909
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: H19

    Appraisal Valuation

  • Standard Deviation: 0.256
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 63
  • Final Value: 202,022
  • High Value: 253,742
  • Low Value: 150,303

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $112,000
  • First Open Lien Mortgage Lender: THE COVINGTON SLA
  • First Open Lien Mortgage Recording Date: Feb 24, 2021
  • First Open Lien Mortgage Loan Amount: $112,000
  • First Open Lien Mortgage Term: 240
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2041

    Market Valuation

  • Market Total Value: $151,200
  • Market Land Value: $31,200
  • Market Improvement Value: $120,000

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $52,920
  • Assessed Land Value: $10,920
  • Assessed Improvements Value: $42,000

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 07, 2021
  • Current Sale Recording Date: Jan 11, 2021
  • Current Sale Transaction ID: 11834397233
  • Current Sale Price: $140,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021OR-00504
  • Previous Sale Recording Date: Feb 24, 2020
  • Previous Sale Contract Date: Feb 05, 2020
  • Previous Sale Amount: $65,100
  • Previous Sale Document Type: Limited Warranty Deed

    Previous Mortgages

  • Previous Mortgage Lender: THE FARMERS STATE BANK
  • Previous Mortgage Transaction Date: Feb 24, 2020
  • Previous Mortgage Loan Amount: $94,500
  • Previous Mortgage Term: 12
  • Previous Mortgage Loan Type: Commercial
  • Previous Mortgage Loan Due Date: Feb 06, 2021

About Covington



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Frequently Asked Questions

What neighborhood is 254 North Wall Street located in?
The 254 North Wall Street is a house located in the neighborhood of Newberry in Covington, Covington.
What is the average sales price for listings in 254 North Wall Street?
The average sales price for units in 254 North Wall Street is $0 currently.

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