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2520 Spruce Street

2520 Spruce Street, Port Huron, MI 48060
Property in Port Huron
Sold Jul 14, 2022
$119,900
$95,920 by Mimutual Mortgage
Mortgage Due Jul 01, 2052
Sold May 26, 2006
$69,500
$67,000 by Abn Amro Mortgage Group Inc
Mortgage Due Jun 01, 2036
2520 Spruce Street has been categorized by the local assessors in Port Huron, MI as a residential type of property. The building on the property was first built in 1930 and is 94 years old. The home has a total of 2 bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 2520 Spruce Street has 751 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 625 ft and across the front of the lot is 1,000 ft. The area measurement of the land has been determined as 6,229 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 352 sqft. According to our sources, there is one available parking space. From what we've gathered, the quality of these control joints have been graded with a letter grade of D by the local assessor. In terms of heating, it is utilizing a forced air unit. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2520 Spruce Street sold most recently in Jun 22, 2022 for a total of $119,900. If you work out the math, that's approximately a cost of $159.65 per sqft. Before that, the property was also sold for $69,500 in May 23, 2006. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,777 in taxes each year. 2520 Spruce Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $43,300. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1930
  • Effective Year Built: 1930
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: D
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 751
  • Garage Type: Garage
  • Garage Square Area: 352
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 6,229
  • Lot Size Depth Feet: 625
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 751
  • Building Area: 751
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 751
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BOTSFORDS LAPEER AVENUE PLAT
  • Land Acres: 0.143
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 5 BLK 12 INCL N 1/2 VAC ALLEY ADJ BOTSFORD'S LAPEER AVENUE PLAT

Ownership

  • Current Owner : WAGNER SAMUEL L
  • Previous Owner : EVAN-GARRETT SMITH TROY
  • Owner Before Previous Owner: GREENLAW LARRY H
  • Owner Before Previous Owner 2: GREENLAW CHRISTY L
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Port Huron Area School District
  • Census Tract: 623000

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: X04
  • District: 6
  • Parcel: 74-06-264-0089-000
  • Block: 12
  • Lot: 5
  • Municipality: CITY OF PORT HURON
  • Latitude: 42.9795
  • Longitude: -82.4553

    Address

  • Full Address: 2520 Spruce St
  • Legal Unit: 5
  • Address - House Number: 2520
  • Address - Street Name: Spruce
  • Address - Suffix Type: St
  • State: MI
  • City Name: Port Huron
  • Carrier Code: C006
  • 4-Digit Zip Code: 4128
  • Zip Code: 48060

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,777
  • Tax Rate Code Area: 6

    Appraisal Valuation

  • Standard Deviation: 0.2422
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 66
  • Final Value: 125,089
  • High Value: 155,387
  • Low Value: 94,792

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $95,920
  • First Open Lien Mortgage Lender: MIMUTUAL MORTGAGE
  • First Open Lien Mortgage Recording Date: Jun 23, 2022
  • First Open Lien Mortgage Loan Amount: $95,920
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2052

    Market Valuation

  • Market Total Value: $86,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $43,300

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 22, 2022
  • Current Sale Recording Date: Jul 14, 2022
  • Current Sale Transaction ID: 11892455340
  • Current Sale Price: $119,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 16859
  • Previous Sale Recording Date: May 26, 2006
  • Previous Sale Contract Date: May 23, 2006
  • Previous Sale Amount: $69,500
  • Previous Sale Document Type: Warranty Deed

    Previous Mortgages

  • Previous Mortgage Lender: ABN AMRO MORTGAGE GROUP INC
  • Previous Mortgage Transaction Date: May 26, 2006
  • Previous Mortgage Loan Amount: $67,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jun 01, 2036

About Port Huron



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2530 Wright Street, Port Huron, MI, 48060 Listing by Andrew S Tymrak

Frequently Asked Questions

What neighborhood is 2520 Spruce Street located in?
The 2520 Spruce Street is a located in the neighborhood of Port Huron in Port Huron, Port Huron.
What is the average sales price for listings in 2520 Spruce Street?
The average sales price for units in 2520 Spruce Street is $0 currently.

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