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2504 Bermuda Avenue

2504 Bermuda Avenue, Chester, VA 23836
Sold May 22, 2020
$182,000
$178,703 by American Financial Network Inc
Mortgage
Sold Mar 07, 2016
$130,000
$105,820 by Mb Financial Bank Na
Mortgage
Local assessors in Chester, VA have categorized 2504 Bermuda Avenue as a residential type of property. The home was built in 1956 and is 68 years old. The property's lot size has been calculated to be 20,909 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a traditional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2504 Bermuda Avenue has a total of 1,248 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 520 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is fair. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. The building has a roof that is made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a heat pump is the primary heating source and it is being fueled with electricity. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 2504 Bermuda Avenue was last sold in May 14, 2020 for $182,000. According to our calculations, that's $145.83 per sqft. Prior to that sales transaction, the property was sold for $130,000 in Mar 3, 2016. Current property owners are expected to pay $1,847 in taxes per year. The property on 2504 Bermuda Avenue was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $200,200. To break that down further, the land itself was valued at $53,000. While improvements to the property were assessed at a total of $147,200. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1956
  • Effective Year Built: 1956
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Fair
  • Building Quality: D
  • Construction Type: Frame
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 520
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 20,909
  • Total Building Area: 1,248
  • Building Area: 1,248
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 1,248
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: None
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: CHESTERFIELD MANOR
  • Land Acres: 0.48
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CHESTERFIELD MANOR L 7 BK F

Ownership

  • Current Owner : DIXON BRANDIE
  • Previous Owner : SHEPHARD CHARLES M
  • Previous Owner 2: SHEPHARD BRANDY G
  • Owner Before Previous Owner: GRIFFIN EDWARD CLYDE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Chesterfield County Public Schools
  • Census Tract: 100510

Zoning

  • Zoning: R7 - SINGL

Geography

  • Account Number: 414032001
  • District: 01
  • Section: 98
  • Parcel: 828-64-04-98-900-000
  • Block: F
  • Lot: 7
  • Municipality: BERMUDA
  • Latitude: 37.3162
  • Longitude: -77.3115

    Address

  • Full Address: 2504 Bermuda Ave
  • Address - House Number: 2504
  • Address - Street Name: Bermuda
  • Address - Suffix Type: Ave
  • State: VA
  • City Name: Chester
  • Carrier Code: R002
  • 4-Digit Zip Code: 6405
  • Zip Code: 23836

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,847

    Appraisal Valuation

  • Standard Deviation: 0.1661
  • Valuation Date: Jun 21, 2023
  • Confidence Score: 79
  • Final Value: 253,354
  • High Value: 295,442
  • Low Value: 211,267

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $201,662
  • First Open Lien Mortgage Lender: AMERICAN FINANCIAL NETWORK INC
  • First Open Lien Mortgage Recording Date: May 22, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $178,703
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Lender: SECRETARY OF HOUSING AND URBAN
  • Second Open Lien Mortgage Recording Date: Mar 09, 2023
  • Second Open Lien Mortgage Loan Amount: $22,959
  • Second Open Lien Mortgage Term: 326
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2050

    Market Valuation

  • Market Total Value: $200,200
  • Market Land Value: $53,000
  • Market Improvement Value: $147,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $200,200
  • Assessed Land Value: $53,000
  • Assessed Improvements Value: $147,200

    Sales

  • Current Sale Contract Date: May 14, 2020
  • Current Sale Recording Date: May 22, 2020
  • Current Sale Transaction ID: 11763343005
  • Current Sale Price: $182,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020023327
  • Previous Sale Recording Date: Mar 07, 2016
  • Previous Sale Contract Date: Mar 03, 2016
  • Previous Sale Amount: $130,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN FINANCIAL NETWORK INC
  • First Mortgage Transaction Date: May 22, 2020
  • First Mortgage Loan Amount: $178,703
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: MB FINANCIAL BANK NA
  • Previous Mortgage Transaction Date: Mar 07, 2016
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $105,820
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA

About Enon



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Frequently Asked Questions

What neighborhood is 2504 Bermuda Avenue located in?
The 2504 Bermuda Avenue is a house located in the neighborhood of Chesterfield in Enon, Chester.
What is the average sales price for listings in 2504 Bermuda Avenue?
The average sales price for units in 2504 Bermuda Avenue is $0 currently.

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