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250 Beachgate Way

250 Beachgate Way, Aptos, CA 95003
House in Santa Cruz
Sold Oct 31, 2019
$990,000
$412,000 by Sierra Pacific Mortgage Co Inc
Mortgage Due Nov 01, 2049
Sold Oct 26, 2005
$875,000
$97,000 by Secured Bankers Mortgage Co
Mortgage Due Nov 01, 2035
Local assessors in Aptos, CA have categorized 250 Beachgate Way as a residential type of property. The home was built in 1984 and is 40 years old. It was most recently renovated and altered in 2000. The property's lot size has been calculated to be 4,269 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 250 Beachgate Way has a total of 1,829 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 502 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a unknown so you'll have a great option in the back of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a roof that is made of tile. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Oct 28, 2019 for $990,000. That's $424.71 per sqft. Prior to that sales transaction, the property was also sold in Oct 21, 2005 for $875,000. 250 Beachgate Way was last assessed in 2022. The total value of the property was assessed at $1,020,261. Specifically, the land the property is located on was valued at $714,183. While improvements on the property were assessed at a total of $306,078. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $12,596. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Attached Garage
Guest Parking
Open Parking
Oversized Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1984
  • Effective Year Built: 2000
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: B
  • Construction Type: Wood
  • Roof Cover Type: Tile
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 502
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 4,269
  • Total Building Area: 2,331
  • Gross Building Area: 2,331
  • Building Area: 1,829
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,829
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SEACLIFF 02
  • Land Acres: 0.098
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Water rights (misc.)

Ownership

  • Current Owner : RATHMANN CAROLINE
  • Current Owner 2: RATHMANN EDWARD MARK
  • Previous Owner : SCHILLING MCHAEL J
  • Previous Owner 2: SCHILLING KATHY A
  • Owner Before Previous Owner: AVELLINO PAMELA ANNE
  • Owner Before Previous Owner 2: PAMELA ANNE AVELLINO LIVING TR

Neighborhood

  • School District Name: Pajaro Valley Joint Unified School District
  • Census Tract: 122100

Zoning

  • Zoning: R-1-4

Geography

  • Assessors Map Reference: MAP: 038/184
  • Parcel: 038-184-01-000
  • Lot: 1
  • Municipality: PAJARO VALLEY
  • Latitude: 36.9751
  • Longitude: -121.915

    Address

  • Full Address: 250 Beachgate Way
  • Address - House Number: 250
  • Address - Street Name: Beachgate
  • Address - Suffix Type: Way
  • State: CA
  • City Name: Aptos
  • Carrier Code: C002
  • 4-Digit Zip Code: 4360
  • Zip Code: 95003

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $12,596
  • Tax Rate Code Area: 69-270

    Appraisal Valuation

  • Standard Deviation: 0.2224
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 69
  • Final Value: 1,425,657
  • High Value: 1,742,778
  • Low Value: 1,108,537

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $412,000
  • First Open Lien Mortgage Lender: SIERRA PACIFIC MORTGAGE CO INC
  • First Open Lien Mortgage Recording Date: Oct 31, 2019
  • First Open Lien Mortgage Loan Amount: $412,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2049

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $1,020,261
  • Assessed Land Value: $714,183
  • Assessed Improvements Value: $306,078

    Sales

  • Current Sale Contract Date: Oct 28, 2019
  • Current Sale Recording Date: Oct 31, 2019
  • Current Sale Transaction ID: 11672767205
  • Current Sale Price: $990,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2019-0033762
  • Previous Sale Recording Date: Oct 26, 2005
  • Previous Sale Contract Date: Oct 21, 2005
  • Previous Sale Amount: $875,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: SIERRA PACIFIC MORTGAGE CO INC
  • First Mortgage Transaction Date: Oct 31, 2019
  • First Mortgage Loan Amount: $412,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: SECURED BANKERS MORTGAGE CO
  • Previous Mortgage Transaction Date: Oct 26, 2005
  • Previous Mortgage Loan Amount: $97,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Nov 01, 2035

About Seacliff



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Frequently Asked Questions

What neighborhood is 250 Beachgate Way located in?
The 250 Beachgate Way is a house located in the neighborhood of Santa Cruz in Seacliff, Aptos.
What is the average sales price for listings in 250 Beachgate Way?
The average sales price for units in 250 Beachgate Way is $0 currently.

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