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2489 Loft Avenue

2489 Loft Avenue, Baldwin, NY 11510
House in Oceanside
Sold Nov 06, 2019
$490,000
$441,000 by Citizens Bank Na
Mortgage Due Nov 01, 2049
Sold Aug 28, 2013
$300,000
$240,000 by Quicken Loans Inc
Mortgage Due Sep 01, 2043
2489 Loft Avenue in Baldwin, NY was first built in 1938 and is 86 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a Cape Cod style. It is a single story home. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 2489 Loft Avenue has 1,362 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 400 ft and the linear feet between the front and back of the lot is 1,000. In total, the area measurement of the land is 4,000 square feet.

Learn more about the property and building on this page. The roof of the home is made of shingle (not wood). Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 180 sqft. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of masonry. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with oil. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Oct 17, 2019 for $490,000. That's $359.77 per sqft. Prior to that sales transaction, the property was also sold in Aug 16, 2013 for $300,000. 2489 Loft Avenue was last assessed in 2023. The total value of the property was assessed at $473. Specifically, the land the property is located on was valued at $233. While improvements on the property were assessed at a total of $240. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $11,768. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Garage Parking
Private Parking
Detached Garage
Detached Garage: 1 Space
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1938
  • Effective Year Built: 1938
  • Total Rooms: 6
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Cape Cod
  • Exterior Walls Type: Masonry
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 180
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 4,000
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 400
  • Total Building Area: 1,362
  • Building Area: 1,362
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,362
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.092
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TOWN #1 SCH DIST 011

Ownership

  • Current Owner : COLOKA LAURA NOEL
  • Current Owner 2: CHAO NICHOLAS
  • Previous Owner : VELTING JASON
  • Previous Owner 2: VELTING JESSICA
  • Owner Before Previous Owner: MOY CHRISTOPHER
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Oceanside Union Free School District
  • School Tax School District: 011
  • Census Tract: 413100

Geography

  • District: 282089
  • Section: 54
  • Parcel: 54-131-00-0047
  • Block: 131
  • Lot: 47-48
  • Municipality: HEMPSTEAD UNINCORPORATED
  • Latitude: 40.6495
  • Longitude: -73.6211

    Address

  • Full Address: 2489 Loft Ave
  • Address - House Number: 2489
  • Address - Street Name: Loft
  • Address - Suffix Type: Ave
  • State: NY
  • City Name: Baldwin
  • Carrier Code: C004
  • 4-Digit Zip Code: 3429
  • Zip Code: 11510

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $11,768
  • Tax Rate Code Area: 424

    Appraisal Valuation

  • Standard Deviation: 0.181
  • Valuation Date: Jun 28, 2023
  • Confidence Score: 76
  • Final Value: 623,124
  • High Value: 735,967
  • Low Value: 510,281

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $441,000
  • First Open Lien Mortgage Lender: CITIZENS BANK NA
  • First Open Lien Mortgage Recording Date: Nov 06, 2019
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $441,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2049

    Market Valuation

  • Market Total Value: $473,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $473
  • Assessed Land Value: $233
  • Assessed Improvements Value: $240

    Sales

  • Current Sale Contract Date: Oct 17, 2019
  • Current Sale Recording Date: Nov 06, 2019
  • Current Sale Transaction ID: 11704668101
  • Current Sale Price: $490,000
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 2019-097773
  • Previous Sale Recording Date: Aug 28, 2013
  • Previous Sale Contract Date: Aug 16, 2013
  • Previous Sale Amount: $300,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CITIZENS BANK NA
  • First Mortgage Transaction Date: Nov 06, 2019
  • First Mortgage Loan Amount: $441,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2049

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: QUICKEN LOANS INC
  • Previous Mortgage Transaction Date: Aug 28, 2013
  • Previous Mortgage Loan Amount: $240,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Sep 01, 2043

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Frequently Asked Questions

What neighborhood is 2489 Loft Avenue located in?
The 2489 Loft Avenue is a house located in the neighborhood of Oceanside in Oceanside, Baldwin.
What is the average sales price for listings in 2489 Loft Avenue?
The average sales price for units in 2489 Loft Avenue is $0 currently.

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