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248 Derby Street Southeast

248 Derby Street Southeast, Albany, OR 97322
House in Linn
Sold Jul 17, 2020
$323,000
$317,149 by Movement Mortgage
Mortgage Due Aug 01, 2050
Sold Nov 06, 2017
Transfer
$226,000 by Wells Fargo Bank Na
Mortgage Due Dec 01, 2047
Local assessors in Albany, OR have categorized 248 Derby Street Southeast as a residential type of property. The home was built in 2005 and is 19 years old. The property's lot size has been calculated to be 5,227 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 248 Derby Street Southeast has a total of 1,940 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 651 sqft. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable or hip style roof that was made of composition shingle. Lots of a material which is produced from two or more constituent materials were used in the construction of the exterior walls of the home. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 248 Derby Street Southeast was last sold in Jul 9, 2020 for $323,000. According to our calculations, that's $166.49 per sqft. Current property owners are expected to pay $5,507 in taxes per year. The property on 248 Derby Street Southeast was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $273,270. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Construction Type: Frame
  • Building Style: Unknown
  • Exterior Walls Type: Composition
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 651
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,227
  • Total Building Area: 1,940
  • Building Area: 1,940
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,940
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BRIDLE SPRINGS
  • Land Acres: 0.12
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 11S03W03CB

Ownership

  • Current Owner : FERGUSON TANNER J
  • Current Owner 2: FERGUSON MARIAH
  • Previous Owner : MARTIN JAMES M
  • Previous Owner 2: MARTIN YVONNA
  • Owner Before Previous Owner: MARTIN JAMES M
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Greater Albany School District 8J
  • School Tax School District: ALBANY
  • Census Tract: 020103

Zoning

  • Zoning: RS-5

Geography

  • Assessors Map Reference: 11S03W03CB
  • Parcel: 0898094
  • Meridian: SEC 03 TWN 11S RNG 03W
  • Municipality: ALBANY
  • Latitude: 44.642
  • Longitude: -123.047

    Address

  • Full Address: 248 Derby St Se
  • Address - House Number: 248
  • Street Segment Direction: SE
  • Address - Street Name: Derby
  • Address - Suffix Type: St
  • State: OR
  • City Name: Albany
  • Carrier Code: R006
  • 4-Digit Zip Code: 5983
  • Zip Code: 97322

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,507
  • Tax Rate Code Area: 00830

    Appraisal Valuation

  • Standard Deviation: 0.1438
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 82
  • Final Value: 439,185
  • High Value: 502,379
  • Low Value: 375,991

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $397,149
  • First Open Lien Mortgage Lender: MOVEMENT MORTGAGE
  • First Open Lien Mortgage Recording Date: Jul 17, 2020
  • First Open Lien Mortgage Loan Amount: $317,149
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050
  • Second Open Lien Mortgage Lender: RED CANOE CREDIT UNION
  • Second Open Lien Mortgage Recording Date: May 24, 2023
  • Second Open Lien Mortgage Financing Type: unknown
  • Second Open Lien Mortgage Loan Amount: $80,000
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Balloon
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2043

    Market Valuation

  • Market Total Value: $440,720
  • Market Land Value: $145,000
  • Market Improvement Value: $295,720

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $273,270

    Sales

  • Current Sale Contract Date: Jul 09, 2020
  • Current Sale Recording Date: Jul 17, 2020
  • Current Sale Transaction ID: 11772866736
  • Current Sale Price: $323,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020-14166
  • Previous Sale Recording Date: Nov 06, 2017
  • Previous Sale Contract Date: Oct 27, 2017
  • Previous Sale Document Type: Intrafamily Transfer & Dissolution

    Last Sale Mortgage

  • First Mortgage Lender: MOVEMENT MORTGAGE
  • First Mortgage Transaction Date: Jul 17, 2020
  • First Mortgage Loan Amount: $317,149
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Nov 06, 2017
  • Previous Mortgage Loan Amount: $226,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Dec 01, 2047

About Albany



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Frequently Asked Questions

What neighborhood is 248 Derby Street Southeast located in?
The 248 Derby Street Southeast is a house located in the neighborhood of Linn in Albany, Albany.
What is the average sales price for listings in 248 Derby Street Southeast?
The average sales price for units in 248 Derby Street Southeast is $319,900 , or $165/sqft. currently.

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