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2460 Troy Schenectady Road

2460 Troy Schenectady Road, Schenectady, NY 12309
House in Niskayuna
Sold Oct 30, 2019
$221,000
$209,950 by Capital Communications Fcu
Mortgage Due Nov 01, 2049
2460 Troy Schenectady Road in Schenectady, NY was first built in 1932 and is 92 years old. Although, the building on the property was most recently renovated and altered in 1990. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 2460 Troy Schenectady Road has 1,273 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 52,272 square feet.

Learn more about the property and building on this page. There is a covered porch and a patio. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 330 sqft. There is one available parking space. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a forced air unit and being fueled with oil. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2460 Troy Schenectady Road sold most recently in Oct 4, 2019 for a total of $221,000. If you work out the math, that's approximately a cost of $173.61 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $8,394 in taxes each year. 2460 Troy Schenectady Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $195,000. If we break it down further, the land itself was valued at $58,400. Improvements to the property, however, were assessed at a total of $136,600. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Cedar Siding
Stone Exterior
Wood Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1932
  • Effective Year Built: 1990
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 330
  • Parking Space Count: 1
  • Patio Type: Patio
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 52,272
  • Total Building Area: 1,273
  • Building Area: 1,273
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,273
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: MAP #1 OF THE MESICK FARM
  • Land Acres: 1.2
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : DELAMAR SOPHIA MONIQUE
  • Previous Owner : FUSCO MICHAEL
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Niskayuna Central School District
  • School Tax School District: NISKAYUNA
  • Census Tract: 031901

Zoning

  • Zoning: R1

Geography

  • District: 422400
  • Section: 61.05
  • Parcel: 422400 61.5-2-6
  • Block: 2
  • Lot: 6.000
  • Municipality: NISKAYUNA
  • Latitude: 42.787
  • Longitude: -73.8662

    Address

  • Full Address: 2460 Troy Schenectady Rd
  • Address - House Number: 2460
  • Address - Street Name: Troy Schenectady
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C033
  • 4-Digit Zip Code: 1436
  • Zip Code: 12309

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $8,394
  • Tax Rate Code Area: 422401

    Appraisal Valuation

  • Standard Deviation: 0.1873
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 75
  • Final Value: 312,155
  • High Value: 370,625
  • Low Value: 253,684

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $239,950
  • First Open Lien Mortgage Lender: CAPITAL COMMUNICATIONS FCU
  • First Open Lien Mortgage Recording Date: Oct 30, 2019
  • First Open Lien Mortgage Loan Amount: $209,950
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2049
  • Second Open Lien Mortgage Lender: CLEARVIEW FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Mar 02, 2023
  • Second Open Lien Mortgage Loan Amount: $30,000
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Feb 11, 2043

    Market Valuation

  • Market Total Value: $246,800
  • Market Land Value: $73,913
  • Market Improvement Value: $172,887

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $195,000
  • Assessed Land Value: $58,400
  • Assessed Improvements Value: $136,600

    Sales

  • Current Sale Contract Date: Oct 04, 2019
  • Current Sale Recording Date: Oct 30, 2019
  • Current Sale Transaction ID: 11713466337
  • Current Sale Price: $221,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 201949615

    Last Sale Mortgage

  • First Mortgage Lender: CAPITAL COMMUNICATIONS FCU
  • First Mortgage Transaction Date: Oct 30, 2019
  • First Mortgage Loan Amount: $209,950
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2049

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Frequently Asked Questions

What neighborhood is 2460 Troy Schenectady Road located in?
The 2460 Troy Schenectady Road is a house located in the neighborhood of Niskayuna in Schenectady, Schenectady.
What is the average sales price for listings in 2460 Troy Schenectady Road?
The average sales price for units in 2460 Troy Schenectady Road is $219,900 , or $168/sqft. currently.

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