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245 West 15th Street

245 West 15th Street, Chico, CA 95928
Property in Barber
Sold Jul 30, 2020
$187,000
$280,500 by Summit Funding Inc
Mortgage Due Aug 01, 2050
245 West 15th Street in Chico, CA was first built in 1909 and is 115 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. There are a total of 3 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 245 West 15th Street has 2,014 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 10,019 square feet.

Learn more about the property and building on this page. For those who need parking, there is a detached garage. The garage is 380 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Jul 24, 2020 for $187,000. That's $92.85 per sqft. 245 West 15th Street was last assessed in 2022. The total value of the property was assessed at $362,100. Specifically, the land the property is located on was valued at $153,000. While improvements on the property were assessed at a total of $209,100. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $4,143. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1909
  • Effective Year Built: 1909
  • Building Count: 1
  • Total Rooms: 3
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Conventional
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 380
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 10,019
  • Total Building Area: 2,014
  • Gross Building Area: 2,014
  • Building Area: 2,014
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,014
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BARBER ADD 01
  • Land Acres: 0.23
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 245 W 15TH ST

Ownership

  • Current Owner : BURDETTE JOYCE ELLEN
  • Previous Owner : KERMEN BEN M
  • Previous Owner 2: KERMEN LESLIE D
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Chico Unified School District
  • Census Tract: 001200

Zoning

  • Zoning: RD-1

Geography

  • Parcel: 005-194-001-000
  • Block: 3
  • Lot: 18-20
  • Latitude: 39.7198
  • Longitude: -121.83

    Address

  • Full Address: 245 W 15th St
  • Address - House Number: 245
  • Street Direction: W
  • Address - Street Name: 15th
  • Address - Suffix Type: St
  • State: CA
  • City Name: Chico
  • Carrier Code: C006
  • 4-Digit Zip Code: 6518
  • Zip Code: 95928

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,143
  • Tax Rate Code Area: 002364

    Appraisal Valuation

  • Standard Deviation: 0.4338
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 13
  • Final Value: 371,300
  • High Value: 532,387
  • Low Value: 210,212

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $280,500
  • First Open Lien Mortgage Lender: SUMMIT FUNDING INC
  • First Open Lien Mortgage Recording Date: Jul 30, 2020
  • First Open Lien Mortgage Loan Amount: $280,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $362,100
  • Assessed Land Value: $153,000
  • Assessed Improvements Value: $209,100

    Sales

  • Current Sale Contract Date: Jul 24, 2020
  • Current Sale Recording Date: Jul 30, 2020
  • Current Sale Transaction ID: 11776610962
  • Current Sale Price: $187,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2020-0029893

    Last Sale Mortgage

  • First Mortgage Lender: SUMMIT FUNDING INC
  • First Mortgage Transaction Date: Jul 30, 2020
  • First Mortgage Loan Amount: $280,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2050

About Southwest Chico



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Frequently Asked Questions

What neighborhood is 245 West 15th Street located in?
The 245 West 15th Street is a located in the neighborhood of Barber in Southwest Chico, Chico.
What is the average sales price for listings in 245 West 15th Street?
The average sales price for units in 245 West 15th Street is $0 currently.

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