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2432 Black Rock Lane

2432 Black Rock Lane, Cool, CA 95614
Property in El Dorado
Sold May 18, 2021
$325,000
$289,987 by Loanpal Llc
Mortgage Due Jun 01, 2051
Sold Nov 18, 1993
$152,500
$100,000 by American Svg Bank
Mortgage Due Dec 01, 2033
2432 Black Rock Lane has been categorized by the local assessors in Cool, CA as a residential type of property. The building on the property was first built in 1949 and is 75 years old. However, we must point out that the home was most recently renovated and altered in 1959. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 2432 Black Rock Lane has 1,247 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 204,732 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a unknown. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. Finally, the property is currently sourcing its water from a well system. The property was last sold in May 13, 2021 for $325,000. That's $260.63 per sqft. Prior to that sales transaction, the property was also sold in Nov 8, 1993 for $152,500. 2432 Black Rock Lane was last assessed in 2023. The total value of the property was assessed at $338,130. Specifically, the land the property is located on was valued at $156,060. While improvements on the property were assessed at a total of $182,070. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,601. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1949
  • Effective Year Built: 1959
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 204,732
  • Total Building Area: 1,247
  • Gross Building Area: 1,247
  • Building Area: 1,247
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,247
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 4.7
  • Standard Land Use Code: Rural/agricultural residence
  • County Land Use Code: Easement (misc.)
  • Legal Description 1: SEC 16 12 9

Ownership

  • Current Owner : BAKER KATRINA
  • Current Owner 2: BAKER JEFFREY D
  • Previous Owner : CARDOZA TERESA L
  • Previous Owner 2: BAKER JEFFREY S
  • Owner Before Previous Owner: RUTZ LUCILLE F
  • Owner Before Previous Owner 2: STEEVER WALTER
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Black Oak Mine Unified School District
  • Census Tract: 030606

Zoning

  • Zoning: RE10

Geography

  • Assessors Map Reference: 32-C2
  • Parcel: 071-070-006-000
  • Latitude: 38.8975
  • Longitude: -120.971

    Address

  • Full Address: 2432 Black Rock Ln
  • Address - House Number: 2432
  • Address - Street Name: Black Rock
  • Address - Suffix Type: Ln
  • State: CA
  • City Name: Cool
  • Carrier Code: H004
  • 4-Digit Zip Code: 9416
  • Zip Code: 95614

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,601
  • Tax Rate Code Area: 83-048

    Appraisal Valuation

  • Standard Deviation: 0.2013
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 72
  • Final Value: 358,415
  • High Value: 430,577
  • Low Value: 286,253

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $289,987
  • First Open Lien Mortgage Lender: LOANPAL LLC
  • First Open Lien Mortgage Recording Date: May 18, 2021
  • First Open Lien Mortgage Loan Amount: $289,987
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $338,130
  • Assessed Land Value: $156,060
  • Assessed Improvements Value: $182,070

    Sales

  • Current Sale Contract Date: May 13, 2021
  • Current Sale Recording Date: May 18, 2021
  • Current Sale Transaction ID: 11836140002
  • Current Sale Price: $325,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2021-0033933
  • Previous Sale Recording Date: Nov 18, 1993
  • Previous Sale Contract Date: Nov 08, 1993
  • Previous Sale Amount: $152,500
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: LOANPAL LLC
  • First Mortgage Transaction Date: May 18, 2021
  • First Mortgage Loan Amount: $289,987
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN SVG BANK
  • Previous Mortgage Transaction Date: Nov 18, 1993
  • Previous Mortgage Financing Type: Variable
  • Previous Mortgage Loan Amount: $100,000
  • Previous Mortgage Term: 480
  • Previous Mortgage Loan Due Date: Dec 01, 2033

About El Dorado



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Frequently Asked Questions

What neighborhood is 2432 Black Rock Lane located in?
The 2432 Black Rock Lane is a located in the neighborhood of El Dorado in El Dorado, Cool.
What is the average sales price for listings in 2432 Black Rock Lane?
The average sales price for units in 2432 Black Rock Lane is $0 currently.

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