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2408 Stratford Lane

2408 Stratford Lane, Missoula, MT 59808
Property in Missoula
Sold Jul 19, 2017
$245,000
$196,000 by United Wholesale Mortgage
Mortgage Due Aug 01, 2047
Sold Jul 28, 2011
$177,500
$142,000 by Community Bank Missoula Inc
Mortgage Due Aug 01, 2041
Local assessors in Missoula, MT have categorized 2408 Stratford Lane as a residential type of property. The home was built in 2004 and is 20 years old. The property's lot size has been calculated to be 6,055 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2408 Stratford Lane has a total of 1,234 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a unknown that is 309 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 400 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of asphalt. Lots of a combination of material were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 2408 Stratford Lane was last sold in Jul 18, 2017 for $245,000. According to our calculations, that's $149.94 per sqft. Prior to that sales transaction, the property was sold for $177,500 in Jul 28, 2011. Current property owners are expected to pay $4,079 in taxes per year. The property on 2408 Stratford Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $418,100. To break that down further, the land itself was valued at $92,040. While improvements to the property were assessed at a total of $326,060. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2004
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Good
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Combination
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 309
  • Garage Type: Attached
  • Garage Square Area: 400
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 6,055
  • Total Building Area: 1,634
  • Gross Building Area: 1,634
  • Building Area: 1,234
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,234
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PLEASANT VIEW HOMES # 3
  • Land Acres: 0.139
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PLEASANT VIEW HOMES # 3, S07, T13 N, R19 W, LOT 221

Ownership

  • Current Owner : SHADOW GREGORY E
  • Current Owner 2: SHADOW SONJA
  • Previous Owner : FISCHER JOSEPH
  • Previous Owner 2: FISCHER LYNN
  • Owner Before Previous Owner: ERICKSON JEFFREY J
  • Owner Before Previous Owner 2: ERICKSON MARCIA A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Missoula High School District
  • Census Tract: 000205

Geography

  • Account Number: 0003976508
  • Parcel: 04-2200-07-3-13-05-0000
  • Lot: 221
  • Meridian: SEC 07 TWN 13N RNG 19W
  • Municipality: MISSOULA
  • Latitude: 46.8931
  • Longitude: -114.053

    Address

  • Full Address: 2408 Stratford Ln
  • Address - House Number: 2408
  • Address - Street Name: Stratford
  • Address - Suffix Type: Ln
  • State: MT
  • City Name: Missoula
  • Carrier Code: R073
  • 4-Digit Zip Code: 5887
  • Zip Code: 59808

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,079
  • Tax Rate Code Area: 0586

    Appraisal Valuation

  • Standard Deviation: 0.262
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 62
  • Final Value: 481,154
  • High Value: 607,251
  • Low Value: 355,057

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $388,000
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Jul 19, 2017
  • First Open Lien Mortgage Loan Amount: $196,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2047
  • Second Open Lien Mortgage Lender: NATIONSTAR MORTGAGE LLC
  • Second Open Lien Mortgage Recording Date: Aug 07, 2020
  • Second Open Lien Mortgage Loan Amount: $192,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Market Valuation

  • Market Total Value: $418,100
  • Market Land Value: $92,040
  • Market Improvement Value: $326,060

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $418,100
  • Assessed Land Value: $92,040
  • Assessed Improvements Value: $326,060

    Sales

  • Current Sale Contract Date: Jul 18, 2017
  • Current Sale Recording Date: Jul 19, 2017
  • Current Sale Transaction ID: 1731704923
  • Current Sale Price: $245,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 201713927
  • Previous Sale Recording Date: Jul 28, 2011
  • Previous Sale Contract Date: Jul 28, 2011
  • Previous Sale Amount: $177,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Jul 19, 2017
  • First Mortgage Loan Amount: $196,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: COMMUNITY BANK MISSOULA INC
  • Previous Mortgage Transaction Date: Jul 28, 2011
  • Previous Mortgage Loan Amount: $142,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2041

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Frequently Asked Questions

What neighborhood is 2408 Stratford Lane located in?
The 2408 Stratford Lane is a located in the neighborhood of Missoula in Missoula, Missoula.
What is the average sales price for listings in 2408 Stratford Lane?
The average sales price for units in 2408 Stratford Lane is $0 currently.

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