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24 Caroline Street

24 Caroline Street, Cumberland, RI 02864
Property in Cumberland
Sold Sep 08, 2021
$400,000
$392,755 by Semper Home Loans Inc
Mortgage
Sold Jan 11, 2010
$215,000
$211,105 by Crescent Mtg Svc
Mortgage Due Jan 11, 2040
24 Caroline Street in Cumberland, RI was first built in 1974 and is 50 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a duplex style. It is a single story home. There are a total of 4 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 24 Caroline Street has 1,040 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 10,454 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing electric heaters and being fueled with electricity. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 24 Caroline Street sold most recently in Sep 7, 2021 for a total of $400,000. If you work out the math, that's approximately a cost of $384.62 per sqft. Before that, the property was also sold for $215,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,789 in taxes each year. 24 Caroline Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $326,100. If we break it down further, the land itself was valued at $141,600. Improvements to the property, however, were assessed at a total of $184,500. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1974
  • Effective Year Built: 1974
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Style: Duplex
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 2
  • Basement Type: Unspecified basement
  • Basement Area: 1,040
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,454
  • Total Building Area: 1,040
  • Gross Building Area: 2,578
  • Building Area: 1,040
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Electric
  • Heated Square Feet: 1,040
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.24
  • Standard Land Use Code: Duplex (2 units, any combination)

Ownership

  • Current Owner : ALLARD MELISSA C
  • Previous Owner : MATTHEW HALL
  • Previous Owner 2: MATTHEW KERRY HALL
  • Owner Before Previous Owner: BUCHANAN JUDITH
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cumberland School District
  • School Tax School District: CUMBERLAND SD
  • Census Tract: 011405

Zoning

  • Zoning: R-1

Geography

  • Account Number: 1-0011-11
  • Parcel: CUMB M:054 B:0520 L:000
  • Block: 520
  • Municipality: CUMBERLAND
  • Latitude: 41.9766
  • Longitude: -71.464

    Address

  • Full Address: 24 Caroline St
  • Address - House Number: 24
  • Address - Street Name: Caroline
  • Address - Suffix Type: St
  • State: RI
  • City Name: Cumberland
  • Zip Code: 02864

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,789

    Appraisal Valuation

  • Standard Deviation: 0.1785
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 76
  • Final Value: 451,385
  • High Value: 531,981
  • Low Value: 370,789

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $392,755
  • First Open Lien Mortgage Lender: SEMPER HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Sep 08, 2021
  • First Open Lien Mortgage Loan Amount: $392,755
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $326,100
  • Assessed Land Value: $141,600
  • Assessed Improvements Value: $184,500

    Sales

  • Current Sale Contract Date: Sep 07, 2021
  • Current Sale Recording Date: Sep 08, 2021
  • Current Sale Transaction ID: 11855690658
  • Current Sale Price: $400,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 127251
  • Previous Sale Recording Date: Jan 11, 2010
  • Previous Sale Amount: $215,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: SEMPER HOME LOANS INC
  • First Mortgage Transaction Date: Sep 08, 2021
  • First Mortgage Loan Amount: $392,755
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: CRESCENT MTG SVC
  • Previous Mortgage Transaction Date: Jan 11, 2010
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $211,105
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jan 11, 2040

About Cumberland Hill



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 24 Caroline Street located in?
The 24 Caroline Street is a located in the neighborhood of Cumberland in Cumberland Hill, Cumberland.
What is the average sales price for listings in 24 Caroline Street?
The average sales price for units in 24 Caroline Street is $0 currently.

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