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2395 Island Point

2395 Island Point, Victoria, MN 55386
Property in Victoria
Sold Jun 14, 2011
$610,000
$291,748 by Wells Fargo Bank Na
Mortgage Due Jul 01, 2041
Sold Mar 01, 2010
$160,000
$538,700 by Bank Of Maple Plain
Mortgage Due Feb 26, 2013
Local assessors in Victoria, MN have categorized 2395 Island Point as a residential type of property. The home was built in 2010 and is 14 years old. The property's lot size has been calculated to be 21,344 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 5 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2395 Island Point has a total of 3,775 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 176 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 881 sqft. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - A+. The building has a gable or hip style roof that was made of composition shingle. Lots of a combination of material were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2395 Island Point sold most recently in Jun 1, 2011 for a total of $610,000. If you work out the math, that's approximately a cost of $161.59 per sqft. Before that, the property was also sold for $160,000 in Feb 26, 2010. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $8,848 in taxes each year. 2395 Island Point was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $760,500. If we break it down further, the land itself was valued at $175,000. Improvements to the property, however, were assessed at a total of $585,500. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2010
  • Effective Year Built: 2010
  • Total Rooms: 6
  • Bedroom Count: 5
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Quality: A+
  • Exterior Walls Type: Combination
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Type: Finished improved basement
  • Basement Area: 176
  • Garage Type: Attached
  • Garage Square Area: 881
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 21,344
  • Total Building Area: 3,775
  • Gross Building Area: 3,631
  • Building Area: 3,775
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 3,775
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WATERMARK SOUTH
  • Land Acres: 0.49
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : MEARS MARCUS E
  • Current Owner 2: MEARS JUANITA J
  • Previous Owner : CABLE GARY
  • Previous Owner 2: CABLE SUSAN
  • Owner Before Previous Owner: SONDERGAARD FORCIER BUILDERS LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Eastern Carver County Public Schools
  • School Tax School District: EASTERN CARVER
  • Census Tract: 090401

Geography

  • District: 1000
  • Parcel: 65-5480370
  • Block: 5
  • Lot: 6
  • Meridian: SEC 14 TWN 116N RNG 24W
  • Municipality: CITY OF VICTORIA
  • Latitude: 44.849
  • Longitude: -93.6783

    Address

  • Full Address: 2395 Island Pt
  • Address - House Number: 2395
  • Address - Street Name: Island
  • Address - Suffix Type: Pt
  • State: MN
  • City Name: Victoria
  • Carrier Code: R094
  • 4-Digit Zip Code: 4539
  • Zip Code: 55386

Valuation

    Tax

  • Total Area: 4,422
  • Tax Year: 2024
  • Tax Amount: $8,848
  • Tax Rate Code Area: 112

    Appraisal Valuation

  • Standard Deviation: 0.1243
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 86
  • Final Value: 834,259
  • High Value: 937,968
  • Low Value: 730,549

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $291,748
  • First Open Lien Mortgage Lender: WELLS FARGO BANK NA
  • First Open Lien Mortgage Recording Date: Jun 14, 2011
  • First Open Lien Mortgage Loan Amount: $291,748
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2041

    Market Valuation

  • Market Total Value: $760,500
  • Market Land Value: $175,000
  • Market Improvement Value: $585,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $760,500
  • Assessed Land Value: $175,000
  • Assessed Improvements Value: $585,500

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 01, 2011
  • Current Sale Recording Date: Jun 14, 2011
  • Current Sale Transaction ID: 11476758071
  • Current Sale Price: $610,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 079227
  • Previous Sale Recording Date: Mar 01, 2010
  • Previous Sale Contract Date: Feb 26, 2010
  • Previous Sale Amount: $160,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Jun 14, 2011
  • First Mortgage Loan Amount: $291,748
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2041

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF MAPLE PLAIN
  • Previous Mortgage Transaction Date: Mar 01, 2010
  • Previous Mortgage Loan Amount: $538,700
  • Previous Mortgage Term: 36
  • Previous Mortgage Loan Type: Building or Construction Loan
  • Previous Mortgage Loan Due Date: Feb 26, 2013

About Victoria



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Frequently Asked Questions

What neighborhood is 2395 Island Point located in?
The 2395 Island Point is a located in the neighborhood of Victoria in Victoria, Victoria.
What is the average sales price for listings in 2395 Island Point?
The average sales price for units in 2395 Island Point is $0 currently.

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