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235 River Road

235 River Road, Potsdam, NY 13676
Property in Potsdam
Sold Jul 12, 2013
$200,000
$150,000 by Nbt Bank National Association
Mortgage Due Aug 01, 2043
Local assessors in Potsdam, NY have categorized 235 River Road as a residential type of property. The home was built in 1850 and is 174 years old. It was most recently renovated and altered in 1950. The property's lot size has been calculated to be 4,843,872 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a traditional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 10 rooms in the home. Of these, 6 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 235 River Road has a total of 2,493 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 576 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a screened porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source and it is being fueled with oil. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 235 River Road sold most recently in Jul 2, 2013 for a total of $200,000. If you work out the math, that's approximately a cost of $80.22 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $7,939 in taxes each year. 235 River Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $195,300. If we break it down further, the land itself was valued at $88,000. Improvements to the property, however, were assessed at a total of $107,300. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1850
  • Effective Year Built: 1950
  • Total Rooms: 10
  • Bedroom Count: 6
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 576
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Screened porch

    Dimensions

  • Lot Size Square Feet: 4,843,872
  • Total Building Area: 2,493
  • Building Area: 2,493
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,493
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: MILE SQUARE
  • Land Acres: 111.2
  • Standard Land Use Code: Rural/agricultural residence

Ownership

  • Current Owner : PALMER MARTHA V PICKARD
  • Current Owner 2: PALMER TED A
  • Previous Owner : PICKARD ROBERT
  • Previous Owner 2: PICKARD SHARON
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Potsdam Central School District
  • School Tax School District: POTSDAM
  • Census Tract: 491000

Geography

  • Account Number: 407489 64.002-2-8.1
  • District: 407489
  • Section: 64.02
  • Parcel: 407489 64.002-2-8.1
  • Block: 2
  • Lot: 8.001
  • Municipality: POTSDAM (TOV)
  • Latitude: 44.685
  • Longitude: -75.0046

    Address

  • Full Address: 235 River Rd
  • Address - House Number: 235
  • Address - Street Name: River
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Potsdam
  • Carrier Code: R001
  • 4-Digit Zip Code: 3103
  • Zip Code: 13676

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,939
  • Tax Rate Code Area: 407402

    Appraisal Valuation

  • Standard Deviation: 0.2563
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 63
  • Final Value: 302,663
  • High Value: 380,243
  • Low Value: 225,083

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $170,000
  • First Open Lien Mortgage Lender: NBT BANK NATIONAL ASSOCIATION
  • First Open Lien Mortgage Recording Date: Jul 12, 2013
  • First Open Lien Mortgage Loan Amount: $150,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2043
  • Second Open Lien Mortgage Lender: NBT BANK NA
  • Second Open Lien Mortgage Recording Date: Feb 15, 2023
  • Second Open Lien Mortgage Loan Amount: $20,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Feb 15, 2053

    Market Valuation

  • Market Total Value: $263,919
  • Market Land Value: $118,919
  • Market Improvement Value: $145,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $195,300
  • Assessed Land Value: $88,000
  • Assessed Improvements Value: $107,300

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 02, 2013
  • Current Sale Recording Date: Jul 12, 2013
  • Current Sale Transaction ID: 1168708983
  • Current Sale Price: $200,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R-2013-00010791

    Last Sale Mortgage

  • First Mortgage Lender: NBT BANK NATIONAL ASSOCIATION
  • First Mortgage Transaction Date: Jul 12, 2013
  • First Mortgage Loan Amount: $150,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2043

About St. Lawrence



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Frequently Asked Questions

What neighborhood is 235 River Road located in?
The 235 River Road is a located in the neighborhood of Potsdam in St. Lawrence, Potsdam.
What is the average sales price for listings in 235 River Road?
The average sales price for units in 235 River Road is $0 currently.

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