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2340 Providence Creek Road

2340 Providence Creek Road, Richmond, VA 23236
Property in Chesterfield
Sold May 15, 2023
$250,000
Buyer
Seller
$200,000 by Embrace Home Loans, Inc.
Mortgage Due Jun 01, 2053
Sold Jul 06, 2017
$196,000
$192,449 by Alcova Mortgage Llc
Mortgage
Local assessors in Richmond, VA have categorized 2340 Providence Creek Road as a residential type of property. The home was built in 1990 and is 34 years old. The property's lot size has been calculated to be 9,714 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a traditional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2340 Providence Creek Road has a total of 1,347 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - A. The building has a roof that is made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a heat pump is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2340 Providence Creek Road sold most recently in May 8, 2023 for a total of $250,000. If you work out the math, that's approximately a cost of $185.60 per sqft. Before that, the property was also sold for $196,000 in Jun 27, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,217 in taxes each year. 2340 Providence Creek Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $240,900. If we break it down further, the land itself was valued at $59,000. Improvements to the property, however, were assessed at a total of $181,900. The property's total market value has been marked the same as the total assessed value which is pretty typical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1990
  • Effective Year Built: 1990
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: A
  • Construction Type: Frame
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 9,714
  • Total Building Area: 1,347
  • Building Area: 1,347
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 1,347
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Septic
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: PROVIDENCE CREEK
  • Land Acres: 0.223
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PROVIDENCE CREEK SEC A 000-061

Ownership

  • Current Owner : SCHWAB ADAM
  • Previous Owner : SCHWAB ERIC R
  • Owner Before Previous Owner: DEJESUS JOSE E
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Chesterfield County Public Schools
  • Census Tract: 100919

Zoning

  • Zoning: R9 - SINGL

Geography

  • Assessors Map Reference: MB 68 PG 14
  • Account Number: 389505001
  • District: 02
  • Section: A
  • Parcel: 743-69-06-29-100-000
  • Lot: 61
  • Municipality: CLOVER HILL
  • Latitude: 37.4563
  • Longitude: -77.6018

    Address

  • Full Address: 2340 Providence Creek Rd
  • Address - House Number: 2340
  • Address - Street Name: Providence Creek
  • Address - Suffix Type: Rd
  • State: VA
  • City Name: North Chesterfield
  • Carrier Code: C045
  • 4-Digit Zip Code: 5280
  • Zip Code: 23236

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,217

    Appraisal Valuation

  • Standard Deviation: 0.1598
  • Valuation Date: Jun 21, 2023
  • Confidence Score: 80
  • Final Value: 293,408
  • High Value: 340,320
  • Low Value: 246,496

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $200,000
  • First Open Lien Mortgage Lender: EMBRACE HOME LOANS, INC.
  • First Open Lien Mortgage Recording Date: May 15, 2023
  • First Open Lien Mortgage Loan Amount: $200,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2053

    Market Valuation

  • Market Total Value: $240,900
  • Market Land Value: $59,000
  • Market Improvement Value: $181,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $240,900
  • Assessed Land Value: $59,000
  • Assessed Improvements Value: $181,900

    Sales

  • Current Sale Contract Date: May 08, 2023
  • Current Sale Recording Date: May 15, 2023
  • Current Sale Transaction ID: 11906802588
  • Current Sale Price: $250,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 13644
  • Previous Sale Recording Date: Jul 06, 2017
  • Previous Sale Contract Date: Jun 27, 2017
  • Previous Sale Amount: $196,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: EMBRACE HOME LOANS, INC.
  • First Mortgage Transaction Date: May 15, 2023
  • First Mortgage Loan Amount: $200,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: ALCOVA MORTGAGE LLC
  • Previous Mortgage Transaction Date: Jul 06, 2017
  • Previous Mortgage Loan Amount: $192,449
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA

About Rockwood



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Frequently Asked Questions

What neighborhood is 2340 Providence Creek Road located in?
The 2340 Providence Creek Road is a located in the neighborhood of Chesterfield in Rockwood, Richmond.
What is the average sales price for listings in 2340 Providence Creek Road?
The average sales price for units in 2340 Providence Creek Road is $0 currently.

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