Check Availability

2320 Whispering Way

2320 Whispering Way, Indian Trail, NC 28079
House in Union
Sold Sep 03, 2019
$316,500
$652,500 by Federal Housing Commissioner
Mortgage Due Jul 30, 2101
2320 Whispering Way has been categorized by the local assessors in Indian Trail, NC as a residential type of property. The building on the property was first built in 2018 and is 6 years old. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 2320 Whispering Way has 1,829 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 6,011 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 475 sqft. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The building has a gable style roof. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2320 Whispering Way sold most recently in Aug 30, 2019 for a total of $316,500. If you work out the math, that's approximately a cost of $173.05 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,669 in taxes each year. 2320 Whispering Way was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $317,400. If we break it down further, the land itself was valued at $51,500. Improvements to the property, however, were assessed at a total of $265,900. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Condition

New Construction

Exterior

Brick Venner Exterior

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2018
  • Effective Year Built: 2018
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Wood
  • Roof Shape Type: Gable
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 475
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 6,011
  • Total Building Area: 1,829
  • Building Area: 1,829
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,829
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: THE COTTAGES AT INDIAN TRAIL
  • Land Acres: 0.138
  • Standard Land Use Code: Rural/agricultural residence
  • Legal Description 1: #3 THE COTTAGES @ INDIAN

Ownership

  • Current Owner : POWELL DAYTON W
  • Current Owner 2: POWELL CYNTHIA B
  • Previous Owner : H & H CONSTRUCTORS OF FAYETTEVILLE LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Union County Public Schools
  • Census Tract: 020316

Zoning

  • Zoning: SF-1 INDIA

Geography

  • District: 7
  • Parcel: 07-117-845
  • Municipality: VANCE TWP
  • Latitude: 35.0527
  • Longitude: -80.6822

    Address

  • Full Address: 2320 Whispering Way
  • Address - House Number: 2320
  • Address - Street Name: Whispering
  • Address - Suffix Type: Way
  • State: NC
  • City Name: Indian Trail
  • Carrier Code: R044
  • 4-Digit Zip Code: 0329
  • Zip Code: 28079

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,669
  • Tax Rate Code Area: 620

    Appraisal Valuation

  • Standard Deviation: 0.1783
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 76
  • Final Value: 489,931
  • High Value: 577,309
  • Low Value: 402,554

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $1,305,000
  • First Open Lien Mortgage Lender: FEDERAL HOUSING COMMISSIONER
  • First Open Lien Mortgage Recording Date: May 19, 2023
  • First Open Lien Mortgage Loan Amount: $652,500
  • First Open Lien Mortgage Term: 937
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 30, 2101
  • Second Open Lien Mortgage Lender: MUTUAL OF OMAHA MORTGAGE, INC.
  • Second Open Lien Mortgage Recording Date: May 19, 2023
  • Second Open Lien Mortgage Loan Amount: $652,500
  • Second Open Lien Mortgage Term: 999
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Reverse Mortgage (Home Equity Conversion Mortgage)
  • Second Open Lien Mortgage Loan Due Date: Jul 30, 2101

    Market Valuation

  • Market Total Value: $317,400
  • Market Land Value: $51,500
  • Market Improvement Value: $265,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $317,400
  • Assessed Land Value: $51,500
  • Assessed Improvements Value: $265,900

    Sales

  • Current Sale Contract Date: Aug 30, 2019
  • Current Sale Recording Date: Sep 03, 2019
  • Current Sale Transaction ID: 11642961360
  • Current Sale Price: $316,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 0026321

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Mortgage Transaction Date: Sep 03, 2019
  • First Mortgage Loan Amount: $284,648
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2049

About Indian Trail



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at 4025 Waters Reach Lane, Indian Trail, NC, 28079

$3,000 /mo

  • 4 Beds
  • 2.5 Baths
  • 3,102 ft²
4025 Waters Reach Lane, Indian Trail, NC, 28079 Listing by Katerina Cockburn

Frequently Asked Questions

What neighborhood is 2320 Whispering Way located in?
The 2320 Whispering Way is a house located in the neighborhood of Union in Indian Trail, Indian Trail.
What is the average sales price for listings in 2320 Whispering Way?
The average sales price for units in 2320 Whispering Way is $0 currently.

Quantcast