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232 Cottage Street

232 Cottage Street, Pawtucket, RI 02860
Property in Pawtucket
Sold Dec 14, 2020
$282,000
$276,760 by Shamrock Home Loans
Mortgage
Sold Oct 10, 2001
$125,000
$128,250 by Ri Hsg & Mtg Fin Corp
Mortgage
232 Cottage Street has been categorized by the local assessors in Pawtucket, RI as a residential type of property. The building on the property was first built in 1900 and is 124 years old. The home has a total of 13 rooms. 5 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 232 Cottage Street has 2,202 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 5,428 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. The building has a gable style roof made of asphalt. The exterior walls of the building are made of wood siding. In terms of heating, it is utilizing a forced air unit and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 232 Cottage Street sold most recently in Dec 10, 2020 for a total of $282,000. If you work out the math, that's approximately a cost of $128.07 per sqft. Before that, the property was also sold for $125,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,753 in taxes each year. 232 Cottage Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $280,600. If we break it down further, the land itself was valued at $61,100. Improvements to the property, however, were assessed at a total of $219,500. The property's total assessed value has been marked as more than the total market value which is pretty atypical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Detached Garage
Off Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Building Count: 1
  • Total Rooms: 13
  • Bedroom Count: 5
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,428
  • Total Building Area: 2,202
  • Gross Building Area: 4,513
  • Building Area: 2,202
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,202
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.125
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : LUGO ANTHONY
  • Previous Owner : CAYAMCELA LAURO
  • Previous Owner 2: CAYAMCELA ALEGRIA
  • Owner Before Previous Owner: LAVENDIER JENNIE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Providence School District
  • School Tax School District: PAWTUCKET SD
  • Census Tract: 016000

Zoning

  • Zoning: RM

Geography

  • Account Number: 200378
  • Parcel: PAWT M:20 L:0378
  • Lot: 378
  • Municipality: PAWTUCKET
  • Latitude: 41.8839
  • Longitude: -71.3725

    Address

  • Full Address: 232 Cottage St
  • Address - House Number: 232
  • Address - Street Name: Cottage
  • Address - Suffix Type: St
  • State: RI
  • City Name: Pawtucket
  • Carrier Code: C029
  • 4-Digit Zip Code: 3023
  • Zip Code: 02860

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,753

    Appraisal Valuation

  • Standard Deviation: 0.1678
  • Valuation Date: Oct 11, 2023
  • Confidence Score: 78
  • Final Value: 435,526
  • High Value: 508,640
  • Low Value: 362,413

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $291,243
  • First Open Lien Mortgage Lender: SHAMROCK HOME LOANS
  • First Open Lien Mortgage Recording Date: Dec 14, 2020
  • First Open Lien Mortgage Loan Amount: $276,760
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Lender: SECRETARY HOUSING URBAN DEVELO
  • Second Open Lien Mortgage Recording Date: Apr 13, 2023
  • Second Open Lien Mortgage Loan Amount: $14,483
  • Second Open Lien Mortgage Term: 336
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: May 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $280,600
  • Assessed Land Value: $61,100
  • Assessed Improvements Value: $219,500

    Sales

  • Current Sale Contract Date: Dec 10, 2020
  • Current Sale Recording Date: Dec 14, 2020
  • Current Sale Transaction ID: 11807577935
  • Current Sale Price: $282,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 79
  • Previous Sale Recording Date: Oct 10, 2001
  • Previous Sale Amount: $125,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: SHAMROCK HOME LOANS
  • First Mortgage Transaction Date: Dec 14, 2020
  • First Mortgage Loan Amount: $276,760
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: RI HSG & MTG FIN CORP
  • Previous Mortgage Transaction Date: Oct 10, 2001
  • Previous Mortgage Loan Amount: $128,250

About Pawtucket



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Nearby Rentals

Unit for rent at 217 Oakland Avenue, Pawtucket, RI, 02861

$2,000 /mo

  • 3 Beds
  • 1 Bath
  • 1,108 ft²
217 Oakland Avenue #1, Pawtucket, RI, 02861 Listing by Paul Nastari

Frequently Asked Questions

What neighborhood is 232 Cottage Street located in?
The 232 Cottage Street is a located in the neighborhood of Pawtucket in Pawtucket, Pawtucket.
What is the average sales price for listings in 232 Cottage Street?
The average sales price for units in 232 Cottage Street is $0 currently.

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