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2314 West 6th Street

2314 West 6th Street, Mishawaka, IN 46544
Property in Penn
Sold Sep 27, 2022
$159,200
$157,102 by Ruoff Mortgage Company Inc
Mortgage Due Oct 01, 2052
Sold Mar 25, 2021
$166,100
$132,900 by Union Home Mortgage Corp
Mortgage
2314 West 6th Street in Mishawaka, IN was first built in 1924 and is 100 years old. Although, the building on the property was most recently renovated and altered in 1972. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 2314 West 6th Street has 1,200 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 420 ft and the linear feet between the front and back of the lot is 1,610. In total, the area measurement of the land is 6,762 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 340 sqft. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. The property was last sold in Sep 21, 2022 for $159,200. That's $89.64 per sqft. Prior to that sales transaction, the property was also sold in Mar 18, 2021 for $166,100. 2314 West 6th Street was last assessed in 2023. The total value of the property was assessed at $129,200. Specifically, the land the property is located on was valued at $21,800. While improvements on the property were assessed at a total of $107,400. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,589. The initial tax year of delinquency was in 2018. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Wood Exterior

Parking

Detached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1924
  • Effective Year Built: 1972
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Type: Unfinished basement
  • Basement Area: 576
  • Garage Type: Detached
  • Garage Square Area: 340
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 6,762
  • Lot Size Depth Feet: 1,610
  • Lot Size Frontage Feet: 420
  • Total Building Area: 1,776
  • Gross Building Area: 1,776
  • Building Area: 1,200
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,200
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: FLORAL PARK
  • Land Acres: 0.155
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 6 FLORAL PARK AND VAC ALLEY N & ADJ

Ownership

  • Current Owner : BURKINS COLIN JACOB
  • Previous Owner : SMITH JUSTIN T
  • Owner Before Previous Owner: SYNERGE PROPERTIES NORTHERN INDIANA LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Mishawaka School City
  • Census Tract: 010100

Geography

  • Assessors Map Reference: 5325-B2
  • District: 0010
  • Parcel: 71-09-17-332-003.000-023
  • Lot: 6
  • Municipality: PENN TOWNSHIP
  • Latitude: 41.6568
  • Longitude: -86.2091

    Address

  • Full Address: 2314 W 6th St
  • Address - House Number: 2314
  • Street Direction: W
  • Address - Street Name: 6th
  • Address - Suffix Type: St
  • State: IN
  • City Name: Mishawaka
  • Carrier Code: C008
  • 4-Digit Zip Code: 1538
  • Zip Code: 46544

Valuation

    Tax

  • Total Area: 1,776
  • Tax Year: 2022
  • Tax Amount: $1,589
  • Intital Tax Deliquent Year: 2018
  • Tax Rate Code Area: 16

    Appraisal Valuation

  • Standard Deviation: 0.2633
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 62
  • Final Value: 163,300
  • High Value: 206,303
  • Low Value: 120,297

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $203,866
  • First Open Lien Mortgage Lender: RUOFF MORTGAGE COMPANY INC
  • First Open Lien Mortgage Recording Date: Sep 27, 2022
  • First Open Lien Mortgage Loan Amount: $157,102
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2052
  • Second Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Second Open Lien Mortgage Recording Date: Oct 30, 2023
  • Second Open Lien Mortgage Loan Amount: $46,764
  • Second Open Lien Mortgage Term: 480
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Nov 01, 2063

    Market Valuation

  • Market Total Value: $129,200
  • Market Land Value: $21,800
  • Market Improvement Value: $107,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $129,200
  • Assessed Land Value: $21,800
  • Assessed Improvements Value: $107,400

    Sales

  • Current Sale Contract Date: Sep 21, 2022
  • Current Sale Recording Date: Sep 27, 2022
  • Current Sale Transaction ID: 11896965901
  • Current Sale Price: $159,200
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 28021
  • Previous Sale Recording Date: Mar 25, 2021
  • Previous Sale Contract Date: Mar 18, 2021
  • Previous Sale Amount: $166,100
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: RUOFF MORTGAGE COMPANY INC
  • First Mortgage Transaction Date: Sep 27, 2022
  • First Mortgage Loan Amount: $157,102
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: UNION HOME MORTGAGE CORP
  • Previous Mortgage Transaction Date: Mar 25, 2021
  • Previous Mortgage Loan Amount: $132,900
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Mishawaka



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Frequently Asked Questions

What neighborhood is 2314 West 6th Street located in?
The 2314 West 6th Street is a located in the neighborhood of Penn in Mishawaka, Mishawaka.
What is the average sales price for listings in 2314 West 6th Street?
The average sales price for units in 2314 West 6th Street is $0 currently.

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