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2304 Monticello Street Southwest

2304 Monticello Street Southwest, Decatur, AL 35603
Property in Morgan
Sold Oct 28, 2021
$236,000
$224,200 by Southpoint Bank
Mortgage Due Nov 01, 2051
Sold Jan 17, 2020
$168,000
$164,957 by Synovus Bank
Mortgage Due Feb 01, 2050
2304 Monticello Street Southwest in Decatur, AL was first built in 1989 and is 35 years old. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 2304 Monticello Street Southwest has 1,472 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 780 ft and the linear feet between the front and back of the lot is 1,280. In total, the area measurement of the land is 9,984 square feet.

Learn more about the property and building on this page. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. The home has a gable or hip style roof made of asphalt. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C+. The condition of the building has been evaluated as fair. The exterior walls of the home are made of brick. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Oct 28, 2021 for $236,000. That's $160.33 per sqft. Prior to that sales transaction, the property was also sold in Jan 16, 2020 for $168,000. 2304 Monticello Street Southwest was last assessed in 2023. The total value of the property was assessed at $23,560. Specifically, the land the property is located on was valued at $4,100. While improvements on the property were assessed at a total of $19,460. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,020. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1989
  • Effective Year Built: 1989
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Fair
  • Building Quality: C+
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 9,984
  • Lot Size Depth Feet: 1,280
  • Lot Size Frontage Feet: 780
  • Total Building Area: 1,472
  • Building Area: 1,472
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,472
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: DUNBARTON S/D #3 PHASE II
  • Land Acres: 0.229
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 7, DUNBARTON ADD # 3, PHASE II, MB 7, PG 119, SEC 2, T6S, R5W

Ownership

  • Current Owner : GASS OLIVIA
  • Current Owner 2: GHOLSTCN CAMERON PEREZ
  • Previous Owner : TURNER GERALDINE H
  • Owner Before Previous Owner: MITTINO PAMELA L
  • Owner Before Previous Owner 2: MEALER JAMES R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Decatur City School District
  • School Tax School District: DECATUR
  • Census Tract: 005107

Geography

  • Account Number: 100339
  • Subdivision Phase Number: 2
  • Parcel: 13-01-02-2-000-148.000
  • Lot: 7
  • Meridian: SEC 02 TWN 6S RNG 5W
  • Municipality: DECATUR
  • Latitude: 34.5579
  • Longitude: -87.0288

    Address

  • Full Address: 2304 Monticello St Sw
  • Address - House Number: 2304
  • Street Segment Direction: SW
  • Address - Street Name: Monticello
  • Address - Suffix Type: St
  • State: AL
  • City Name: Decatur
  • Carrier Code: R009
  • 4-Digit Zip Code: 1156
  • Zip Code: 35603

Valuation

    Tax

  • Total Area: 1,851
  • Tax Year: 2023
  • Tax Amount: $1,020
  • Tax Rate Code Area: 6

    Appraisal Valuation

  • Standard Deviation: 0.2651
  • Valuation Date: Mar 27, 2024
  • Confidence Score: 62
  • Final Value: 271,712
  • High Value: 343,745
  • Low Value: 199,680

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $224,200
  • First Open Lien Mortgage Lender: SOUTHPOINT BANK
  • First Open Lien Mortgage Recording Date: Oct 28, 2021
  • First Open Lien Mortgage Loan Amount: $224,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $235,600
  • Market Land Value: $41,000
  • Market Improvement Value: $194,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $23,560
  • Assessed Land Value: $4,100
  • Assessed Improvements Value: $19,460

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 28, 2021
  • Current Sale Recording Date: Oct 28, 2021
  • Current Sale Transaction ID: 11864547177
  • Current Sale Price: $236,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jan 17, 2020
  • Previous Sale Contract Date: Jan 16, 2020
  • Previous Sale Amount: $168,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: SOUTHPOINT BANK
  • First Mortgage Transaction Date: Oct 28, 2021
  • First Mortgage Loan Amount: $224,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: SYNOVUS BANK
  • Previous Mortgage Transaction Date: Jan 17, 2020
  • Previous Mortgage Loan Amount: $164,957
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Feb 01, 2050

About Decatur



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Frequently Asked Questions

What neighborhood is 2304 Monticello Street Southwest located in?
The 2304 Monticello Street Southwest is a located in the neighborhood of Morgan in Decatur, Decatur.
What is the average sales price for listings in 2304 Monticello Street Southwest?
The average sales price for units in 2304 Monticello Street Southwest is $0 currently.

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