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23 Terre Verte Court

23 Terre Verte Court, Saint Charles, MO 63304
Property in Saint Charles
Sold Aug 02, 2022
Transfer
$326,300 by Homebridge Fin'l Svc, Inc.
Mortgage Due Mar 01, 2054
Sold May 04, 2015
$284,000
$274,521 by Wintrust Mortgage
Mortgage Due May 01, 2045
23 Terre Verte Court has been categorized by the local assessors in Saint Charles, MO as a residential type of property. The building on the property was first built in 1997 and is 27 years old. The home has a total of 8 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 3 full bathrooms. There are 4 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 23 Terre Verte Court has 3,082 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a partial basement that is 1,300 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 16,553 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 456 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying both a unknown and a unknown. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of masonry. In terms of heating, the home is utilizing gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. Prior to that sales transaction, the property was also sold in Apr 24, 2015 for $284,000. 23 Terre Verte Court was last assessed in 2023. The total value of the property was assessed at $72,282. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $3,699. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Masonry
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 1,300
  • Garage Type: Attached
  • Garage Square Area: 456
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 16,553
  • Total Building Area: 4,188
  • Gross Building Area: 4,188
  • Building Area: 3,082
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 3,082
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: EMERALD PL #3
  • Land Acres: 0.38
  • Standard Land Use Code: Single family residential
  • Legal Description 1: EMERALD PL #3 LOT 334

Ownership

  • Current Owner : UTTENDORF JOSEPH
  • Current Owner 2: UTTENDORF AMY
  • Previous Owner : BEN
  • Previous Owner 2: AMANDA
  • Owner Before Previous Owner: WALUKONIS THOMAS I
  • Owner Before Previous Owner 2: WALUKONIS CHRISTINE L
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Francis Howell R-III School District
  • School Tax School District: FRANCIS HOWELL
  • Census Tract: 311114

Zoning

  • Zoning: AD9

Geography

  • Account Number: A973001467
  • District: 200
  • Parcel: 3-0112-7636-00-0334.0000000
  • Lot: 334
  • Municipality: UNINCORPORATED
  • Latitude: 38.7313
  • Longitude: -90.6554

    Address

  • Full Address: 23 Terre Verte Ct
  • Address - House Number: 23
  • Address - Street Name: Terre Verte
  • Address - Suffix Type: Ct
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: R018
  • 4-Digit Zip Code: 1217
  • Zip Code: 63304

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,699
  • Tax Rate Code Area: 3

    Appraisal Valuation

  • Standard Deviation: 0.1991
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 73
  • Final Value: 492,170
  • High Value: 590,162
  • Low Value: 394,177

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $526,300
  • First Open Lien Mortgage Lender: HOMEBRIDGE FIN'L SVC, INC.
  • First Open Lien Mortgage Recording Date: Feb 08, 2024
  • First Open Lien Mortgage Loan Amount: $326,300
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2054
  • Second Open Lien Mortgage Lender: ROCKET MORTGAGE LLC
  • Second Open Lien Mortgage Recording Date: May 15, 2023
  • Second Open Lien Mortgage Loan Amount: $170,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2053
  • Third Open Lien Mortgage Lender: COMMERCE BANK
  • Third Open Lien Mortgage Recording Date: Nov 29, 2023
  • Third Open Lien Mortgage Loan Amount: $30,000
  • Third Open Lien Mortgage Term: 120
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Third Open Lien Mortgage Loan Due Date: Nov 20, 2033

    Market Valuation

  • Market Total Value: $380,433
  • Market Land Value: $60,000
  • Market Improvement Value: $320,433

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $72,282

    Sales

  • Current Sale Contract Date: Jul 28, 2022
  • Current Sale Recording Date: Aug 02, 2022
  • Current Sale Transaction ID: 11893734478
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 42993
  • Previous Sale Recording Date: May 04, 2015
  • Previous Sale Contract Date: Apr 24, 2015
  • Previous Sale Amount: $284,000
  • Previous Sale Document Type: Warranty Deed

    Previous Mortgages

  • Previous Mortgage Lender: WINTRUST MORTGAGE
  • Previous Mortgage Transaction Date: May 04, 2015
  • Previous Mortgage Loan Amount: $274,521
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2045

About Saint Charles



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Frequently Asked Questions

What neighborhood is 23 Terre Verte Court located in?
The 23 Terre Verte Court is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 23 Terre Verte Court?
The average sales price for units in 23 Terre Verte Court is $0 currently.

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