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23 Harbor Avenue

23 Harbor Avenue, Madison, CT 06443
Property in Madison
Sold Apr 09, 2021
$740,000
$400,000 by Citizens Bank
Mortgage Due Jul 01, 2048
Sold Sep 14, 2015
Transfer
Buyer
23 Harbor Avenue in Madison, CT was first built in 1830 and is 194 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 23 Harbor Avenue has 2,027 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 26,572 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood siding. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with oil. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 23 Harbor Avenue sold most recently in Apr 7, 2021 for a total of $740,000. If you work out the math, that's approximately a cost of $365.07 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $11,529 in taxes each year. 23 Harbor Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $384,700. If we break it down further, the land itself was valued at $207,000. Improvements to the property, however, were assessed at a total of $177,700. The property's total assessed value has been marked as more than the total market value which is pretty atypical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1830
  • Effective Year Built: 1830
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 26,572
  • Total Building Area: 2,027
  • Gross Building Area: 3,744
  • Building Area: 2,027
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,027
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.61
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : HOLMES CHARLES W
  • Current Owner 2: HOLMES ALISON B
  • Previous Owner : HARVEY BARRY J
  • Owner Before Previous Owner: HARVEY BARRY J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Madison School District
  • School Tax School District: MADISON SD
  • Census Tract: 194102

Zoning

  • Zoning: R-4

Geography

  • Account Number: 103200
  • Parcel: MADI M:24 B:183
  • Block: 183
  • Municipality: MADISON
  • Latitude: 41.2747
  • Longitude: -72.6297

    Address

  • Full Address: 23 Harbor Ave
  • Address - House Number: 23
  • Address - Street Name: Harbor
  • Address - Suffix Type: Ave
  • State: CT
  • City Name: Madison
  • Carrier Code: R030
  • 4-Digit Zip Code: 2824
  • Zip Code: 06443

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $11,529

    Appraisal Valuation

  • Standard Deviation: 0.2326
  • Valuation Date: Jul 26, 2023
  • Confidence Score: 67
  • Final Value: 762,056
  • High Value: 939,360
  • Low Value: 584,752

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $400,000
  • First Open Lien Mortgage Lender: CITIZENS BANK
  • First Open Lien Mortgage Recording Date: Jun 13, 2023
  • First Open Lien Mortgage Loan Amount: $400,000
  • First Open Lien Mortgage Term: 300
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2048

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $384,700
  • Assessed Land Value: $207,000
  • Assessed Improvements Value: $177,700

    Sales

  • Current Sale Contract Date: Apr 07, 2021
  • Current Sale Recording Date: Apr 09, 2021
  • Current Sale Transaction ID: 11834463471
  • Current Sale Price: $740,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1313
  • Previous Sale Recording Date: Sep 14, 2015
  • Previous Sale Document Type: Foreclosure

    Last Sale Mortgage

  • First Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Mortgage Transaction Date: Apr 09, 2021
  • First Mortgage Loan Amount: $592,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: May 01, 2051

About New Haven



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Frequently Asked Questions

What neighborhood is 23 Harbor Avenue located in?
The 23 Harbor Avenue is a located in the neighborhood of Madison in New Haven, Madison.
What is the average sales price for listings in 23 Harbor Avenue?
The average sales price for units in 23 Harbor Avenue is $0 currently.

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