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228 Monterey Street

228 Monterey Street, Santa Cruz, CA 95060
Property in Westside
Sold Jan 12, 2016
$1,149,500
$880,000 by Bank Of The West
Mortgage Due Feb 01, 2046
Local assessors in Santa Cruz, CA have categorized 228 Monterey Street as a residential type of property. The home was built in 1967 and is 57 years old. The property's lot size has been calculated to be 7,318 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 4 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 228 Monterey Street has a total of 1,248 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 458 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. The building has a roof that is made of materials that we aren't sure of. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Jan 5, 2016 for $1,149,500. That's $673.80 per sqft. 228 Monterey Street was last assessed in 2022. The total value of the property was assessed at $1,282,289. Specifically, the land the property is located on was valued at $1,031,855. While improvements on the property were assessed at a total of $250,434. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $14,769. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1967
  • Effective Year Built: 1967
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: D
  • Construction Type: Wood
  • Roof Cover Type: Other
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 458
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,318
  • Total Building Area: 1,706
  • Gross Building Area: 1,706
  • Building Area: 1,248
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,248
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: DAVID GHARKYS SOUTHWESTERN AD
  • Land Acres: 0.168
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Water rights (misc.)

Ownership

  • Current Owner : LAMM JOHN W
  • Current Owner 2: GORES ADRIANA
  • Previous Owner : TOWNE SUSAN
  • Previous Owner 2: THE SHARMON HAWLEY NASH TRUST
  • Ownership Rights Codes: Community Property

Neighborhood

  • School District Name: Santa Cruz City Elementary School District
  • Census Tract: 101100

Geography

  • Assessors Map Reference: MAP: 004/245
  • Parcel: 004-245-10-000
  • Block: 38
  • Lot: 15
  • Municipality: SANTA CRUZ CITY
  • Latitude: 36.9581
  • Longitude: -122.029

    Address

  • Full Address: 228 Monterey St
  • Address - House Number: 228
  • Address - Street Name: Monterey
  • Address - Suffix Type: St
  • State: CA
  • City Name: Santa Cruz
  • Carrier Code: C034
  • 4-Digit Zip Code: 6113
  • Zip Code: 95060

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $14,769
  • Tax Rate Code Area: 1-032

    Appraisal Valuation

  • Standard Deviation: 0.2332
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 67
  • Final Value: 1,707,288
  • High Value: 2,105,562
  • Low Value: 1,309,013

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $880,000
  • First Open Lien Mortgage Lender: BANK OF THE WEST
  • First Open Lien Mortgage Recording Date: Jan 12, 2016
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $880,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2046

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $1,282,289
  • Assessed Land Value: $1,031,855
  • Assessed Improvements Value: $250,434

    Sales

  • Current Sale Contract Date: Jan 05, 2016
  • Current Sale Recording Date: Jan 12, 2016
  • Current Sale Transaction ID: 1406659861
  • Current Sale Price: $1,149,500
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2016-0001066

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF THE WEST
  • First Mortgage Transaction Date: Jan 12, 2016
  • First Mortgage Loan Amount: $880,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2046

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Westside



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Frequently Asked Questions

What neighborhood is 228 Monterey Street located in?
The 228 Monterey Street is a located in the neighborhood of Westside in Westside, Santa Cruz.
What is the average sales price for listings in 228 Monterey Street?
The average sales price for units in 228 Monterey Street is $0 currently.

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