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227 East 20th Street

227 East 20th Street, Covington, KY 41014
House in Kenton
Sold Sep 23, 2020
$174,900
$171,728 by American Mortgage Service Co
Mortgage Due Oct 01, 2050
Sold Aug 15, 2019
$38,000
227 East 20th Street in Covington, KY was first built in 1904 and is 120 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 227 East 20th Street has 1,820 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 382 ft and the linear feet between the front and back of the lot is 750. In total, the area measurement of the land is 2,865 square feet.

Learn more about the property and building on this page. The roof of the home is made of slate. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a garage underground or in the basement. There is one available parking space. Walk into the home itself and you'll find that it is currently being cooled with no air conditioning. As for heating, the home is utilizing a forced air unit. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 227 East 20th Street was last sold in Sep 11, 2020 for $174,900. According to our calculations, that's $96.10 per sqft. Prior to that sales transaction, the property was sold for $38,000 in Aug 9, 2019. Current property owners are expected to pay $2,330 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2021. The property on 227 East 20th Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $174,900. To break that down further, the land itself was valued at $5,000. While improvements to the property were assessed at a total of $169,900. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Stone Exterior

Parking

On-Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1904
  • Effective Year Built: 1904
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Roof Cover Type: Slate
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Underground/basement
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 2,865
  • Lot Size Depth Feet: 750
  • Lot Size Frontage Feet: 382
  • Total Building Area: 1,820
  • Gross Building Area: 2,002
  • Building Area: 1,820
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,820
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: SOUTHGATES SUBDIVISION
  • Land Acres: 0.066
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 38 1,6X75FT S W COR 20TH & GARRARD ST

Ownership

  • Current Owner : CAHILL GENEVIEVE FELICIA
  • Current Owner 2: BEZOLD TYLER DAVID
  • Previous Owner : VISTA RIDGE PROPERTIES LLC
  • Owner Before Previous Owner: CRIM MARICA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Covington Independent School District
  • School Tax School District: 01-COVINGTON SD
  • School Tax District Code 2: COVINGTON
  • Census Tract: 060900

Geography

  • District: 62
  • Parcel: 055-32-04-041.00
  • Municipality: COVINGTON
  • Latitude: 39.0675
  • Longitude: -84.5015

    Address

  • Full Address: 227 E 20th St
  • Address - House Number: 227
  • Street Direction: E
  • Address - Street Name: 20th
  • Address - Suffix Type: St
  • State: KY
  • City Name: Covington
  • Carrier Code: C034
  • 4-Digit Zip Code: 1577
  • Zip Code: 41014

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,330
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: 1

    Appraisal Valuation

  • Standard Deviation: 0.2725
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 61
  • Final Value: 242,514
  • High Value: 308,604
  • Low Value: 176,425

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $171,728
  • First Open Lien Mortgage Lender: AMERICAN MORTGAGE SERVICE CO
  • First Open Lien Mortgage Recording Date: Sep 23, 2020
  • First Open Lien Mortgage Loan Amount: $171,728
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2050

    Market Valuation

  • Market Total Value: $174,900
  • Market Land Value: $5,000
  • Market Improvement Value: $169,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $174,900
  • Assessed Land Value: $5,000
  • Assessed Improvements Value: $169,900

    Sales

  • Current Sale Contract Date: Sep 11, 2020
  • Current Sale Recording Date: Sep 23, 2020
  • Current Sale Transaction ID: 11798430174
  • Current Sale Price: $174,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20092305900160
  • Previous Sale Recording Date: Aug 15, 2019
  • Previous Sale Contract Date: Aug 09, 2019
  • Previous Sale Amount: $38,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN MORTGAGE SERVICE CO
  • First Mortgage Transaction Date: Sep 23, 2020
  • First Mortgage Loan Amount: $171,728
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2050

About Covington



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Frequently Asked Questions

What neighborhood is 227 East 20th Street located in?
The 227 East 20th Street is a house located in the neighborhood of Kenton in Covington, Covington.
What is the average sales price for listings in 227 East 20th Street?
The average sales price for units in 227 East 20th Street is $174,900 , or $96/sqft. currently.

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