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226 Lytham Lane

226 Lytham Lane, Stanley, NC 28164
Property in Lincoln
Sold Oct 01, 2021
$630,000
$504,000 by Peoples Bank
Mortgage Due Nov 01, 2051
Sold Mar 24, 2006
$465,000
$114,842 by American Home Mortgage
Mortgage Due Apr 01, 2036
Local assessors in Stanley, NC have categorized 226 Lytham Lane as a residential type of property. The home was built in 2003 and is 21 years old. The property's lot size has been calculated to be 61,115 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 9 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 4 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 226 Lytham Lane has a total of 2,297 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 2,297 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with masonry control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - A. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a heat pump is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 226 Lytham Lane was last sold in Oct 1, 2021 for $630,000. According to our calculations, that's $274.27 per sqft. Prior to that sales transaction, the property was sold for $465,000 in Mar 24, 2006. Current property owners are expected to pay $4,818 in taxes per year. The property on 226 Lytham Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $781,162. To break that down further, the land itself was valued at $109,575. While improvements to the property were assessed at a total of $671,587. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Attached Garage
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2003
  • Effective Year Built: 2003
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Quality: A
  • Construction Type: Masonry
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick
  • Floor Count: 1
  • Basement Type: Finished improved basement
  • Basement Area: 2,297
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 61,115
  • Total Building Area: 2,297
  • Building Area: 2,297
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 2,297
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: COWANS FORD
  • Land Acres: 1.403
  • Standard Land Use Code: Single family residential
  • Legal Description 1: #46 COWANS FORD III SUB

Ownership

  • Current Owner : HARRIS ERIC C
  • Current Owner 2: HARRIS TERESA M
  • Previous Owner : MASSIE RALPH H
  • Previous Owner 2: MASSIE LAURA L
  • Owner Before Previous Owner: WARLICK DAVID SCOTT
  • Owner Before Previous Owner 2: WARLICK THERESA P
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lincoln County Schools
  • School Tax School District: EAST LINCOLN
  • Census Tract: 071102

Zoning

  • Zoning: R-SF

Geography

  • Assessors Map Reference: 4612-3
  • Account Number: 287031
  • District: 005
  • Parcel: 80620
  • Municipality: CATAWBA SPRINGS
  • Latitude: 35.4435
  • Longitude: -80.9703

    Address

  • Full Address: 226 Lytham Ln
  • Address - House Number: 226
  • Address - Street Name: Lytham
  • Address - Suffix Type: Ln
  • State: NC
  • City Name: Stanley
  • Carrier Code: R008
  • 4-Digit Zip Code: 7814
  • Zip Code: 28164

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,818
  • Tax Rate Code Area: EAST LINCO

    Appraisal Valuation

  • Standard Deviation: 0.1914
  • Valuation Date: Nov 08, 2023
  • Confidence Score: 74
  • Final Value: 782,585
  • High Value: 932,436
  • Low Value: 632,734

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $504,000
  • First Open Lien Mortgage Lender: PEOPLES BANK
  • First Open Lien Mortgage Recording Date: Oct 01, 2021
  • First Open Lien Mortgage Loan Amount: $504,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $781,162
  • Market Land Value: $109,575
  • Market Improvement Value: $671,587

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $781,162
  • Assessed Land Value: $109,575
  • Assessed Improvements Value: $671,587

    Sales

  • Current Sale Contract Date: Oct 01, 2021
  • Current Sale Recording Date: Oct 01, 2021
  • Current Sale Transaction ID: 11858665239
  • Current Sale Price: $630,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 639936
  • Previous Sale Recording Date: Mar 24, 2006
  • Previous Sale Contract Date: Mar 24, 2006
  • Previous Sale Amount: $465,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PEOPLES BANK
  • First Mortgage Transaction Date: Oct 01, 2021
  • First Mortgage Loan Amount: $504,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN HOME MORTGAGE
  • Previous Mortgage Transaction Date: Mar 24, 2006
  • Previous Mortgage Loan Amount: $114,842
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2036

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Frequently Asked Questions

What neighborhood is 226 Lytham Lane located in?
The 226 Lytham Lane is a located in the neighborhood of Lincoln in Lincoln, Stanley.
What is the average sales price for listings in 226 Lytham Lane?
The average sales price for units in 226 Lytham Lane is $0 currently.

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