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2257 Cambridge Court

2257 Cambridge Court, Dekalb, IL 60115
Property in Heritage Ridge
Sold Sep 15, 2023
$315,000
$252,000 by Provisor, Inc.
Mortgage Due Oct 01, 2053
Sold Dec 21, 2020
Transfer
$150,590 by First State Mortgage Services
Mortgage Due Jan 01, 2051
2257 Cambridge Court in Dekalb, IL was first built in 1999 and is 25 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown style. There are a total of 2 floors. There are a total of 10 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. In total, the area measurement of the land is 10,019 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Aug 20, 2023 for $315,000. 2257 Cambridge Court was last assessed in 2023. The total value of the property was assessed at $74,362. Specifically, the land the property is located on was valued at $10,863. While improvements on the property were assessed at a total of $63,499. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $6,267. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1999
  • Effective Year Built: 1999
  • Building Count: 1
  • Total Rooms: 10
  • Bedroom Count: 4
  • Full Bathrooms: 2
  • Building Style: Unknown
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,019
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: HERITAGE RIDGE - PHASE III
  • Land Acres: 0.23
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 71 - HERITAGE RIDGE - PHASE III

Ownership

  • Current Owner : ZACK MICHAEL
  • Current Owner 2: ZACK CARRIE
  • Previous Owner : LUCAS PETER
  • Previous Owner 2: LUCAS JESSICA A
  • Owner Before Previous Owner: LUCAS PETER

Neighborhood

  • School District Name: DeKalb Community Unit School District 428
  • Census Tract: 001400

Geography

  • Account Number: 0834137016
  • District: DK
  • Subdivision Phase Number: III
  • Parcel: 08-34-137-016
  • Lot: 71
  • Municipality: DEKALB
  • Latitude: 41.9047
  • Longitude: -88.7643

    Address

  • Full Address: 2257 Cambridge Ct
  • Address - House Number: 2257
  • Address - Street Name: Cambridge
  • Address - Suffix Type: Ct
  • State: IL
  • City Name: Dekalb
  • Carrier Code: R005
  • 4-Digit Zip Code: 5221
  • Zip Code: 60115

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,267
  • Tax Rate Code Area: DK20

    Appraisal Valuation

  • Standard Deviation: 0.164
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 79
  • Final Value: 293,526
  • High Value: 341,664
  • Low Value: 245,387

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $252,000
  • First Open Lien Mortgage Lender: PROVISOR, INC.
  • First Open Lien Mortgage Recording Date: Sep 15, 2023
  • First Open Lien Mortgage Loan Amount: $252,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2053

    Market Valuation

  • Market Total Value: $223,086
  • Market Land Value: $32,589
  • Market Improvement Value: $190,497

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $74,362
  • Assessed Land Value: $10,863
  • Assessed Improvements Value: $63,499

    Sales

  • Current Sale Contract Date: Aug 20, 2023
  • Current Sale Recording Date: Sep 15, 2023
  • Current Sale Transaction ID: 11913430453
  • Current Sale Price: $315,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 6499
  • Previous Sale Recording Date: Dec 21, 2020
  • Previous Sale Contract Date: Dec 14, 2020
  • Previous Sale Document Type: Intrafamily Transfer & Dissolution

    Last Sale Mortgage

  • First Mortgage Lender: PROVISOR, INC.
  • First Mortgage Transaction Date: Sep 15, 2023
  • First Mortgage Loan Amount: $252,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: FIRST STATE MORTGAGE SERVICES
  • Previous Mortgage Transaction Date: Dec 21, 2020
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $150,590
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jan 01, 2051

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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 2257 Cambridge Court located in?
The 2257 Cambridge Court is a located in the neighborhood of Heritage Ridge in Heritage Ridge, Dekalb.
What is the average sales price for listings in 2257 Cambridge Court?
The average sales price for units in 2257 Cambridge Court is $0 currently.

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