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222 Whispering Oaks Drive

222 Whispering Oaks Drive, Metamora, IL 61548
Property in Worth
Sold Nov 09, 2020
$189,900
$180,405 by Flat Branch Mortgage Inc
Mortgage Due Dec 01, 2050
222 Whispering Oaks Drive has been categorized by the local assessors in Metamora, IL as a residential type of property. The area measurement of the land has been determined as 36,746 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 222 Whispering Oaks Drive sold most recently in Oct 30, 2020 for a total of $189,900. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,416 in taxes each year. 222 Whispering Oaks Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $73,543. If we break it down further, the land itself was valued at $12,013. Improvements to the property, however, were assessed at a total of $61,530. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 36,746
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WHISPERING OAKS SUB
  • Land Acres: 0.843
  • Standard Land Use Code: Single family residential
  • Legal Description 1: T27N - R3W - S28 LOT 22 NE1/4 WHISPERING OAKS SUBD

Ownership

  • Current Owner : SANDERS CEDRIC
  • Current Owner 2: ZALAR ALEXANDRA
  • Previous Owner : CROSS TIMOTHY A
  • Previous Owner 2: CROSS SUE DONNA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Metamora Township High School District 122
  • Census Tract: 030501

Geography

  • District: 08
  • Parcel: 08-28-204-003
  • Lot: 22
  • Meridian: SEC 28 TWN 27N RNG 03W
  • Municipality: WORTH
  • Latitude: 40.7736
  • Longitude: -89.4555

    Address

  • Full Address: 222 Whispering Oaks Dr
  • Address - House Number: 222
  • Address - Street Name: Whispering Oaks
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: Germantown Hills
  • Carrier Code: R004
  • 4-Digit Zip Code: 9123
  • Zip Code: 61548

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,416
  • Tax Rate Code Area: 8007

    Appraisal Valuation

  • Standard Deviation: 0.1733
  • Valuation Date: Jun 14, 2023
  • Confidence Score: 77
  • Final Value: 242,895
  • High Value: 284,990
  • Low Value: 200,800

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $180,405
  • First Open Lien Mortgage Lender: FLAT BRANCH MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Nov 09, 2020
  • First Open Lien Mortgage Loan Amount: $180,405
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Market Valuation

  • Market Total Value: $220,629
  • Market Land Value: $36,039
  • Market Improvement Value: $184,590

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $73,543
  • Assessed Land Value: $12,013
  • Assessed Improvements Value: $61,530

    Sales

  • Current Sale Contract Date: Oct 30, 2020
  • Current Sale Recording Date: Nov 09, 2020
  • Current Sale Transaction ID: 11808088996
  • Current Sale Price: $189,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 6156

    Last Sale Mortgage

  • First Mortgage Lender: FLAT BRANCH MORTGAGE INC
  • First Mortgage Transaction Date: Nov 09, 2020
  • First Mortgage Loan Amount: $180,405
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2050

About Woodford



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Frequently Asked Questions

What neighborhood is 222 Whispering Oaks Drive located in?
The 222 Whispering Oaks Drive is a located in the neighborhood of Worth in Woodford, Metamora.
What is the average sales price for listings in 222 Whispering Oaks Drive?
The average sales price for units in 222 Whispering Oaks Drive is $0 currently.

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