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21855 Bellkay Drive

21855 Bellkay Drive, South Bend, IN 46628
House in German
Sold Nov 04, 2020
$190,200
$152,192 by Everett Financial Inc
Mortgage
Sold Jul 27, 2007
$128,800
$103,000 by Lehman Brothers Bank Fsb
Mortgage Due Aug 01, 2037
Local assessors in South Bend, IN have categorized 21855 Bellkay Drive as a residential type of property. The home was built in 1965 and is 59 years old. The property's lot size has been calculated to be 15,000 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 1,000 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 21855 Bellkay Drive has a total of 2,248 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 1,248 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 577 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of asphalt. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Oct 26, 2020 for $190,200. That's $68.32 per sqft. Prior to that sales transaction, the property was also sold in Jul 23, 2007 for $128,800. 21855 Bellkay Drive was last assessed in 2023. The total value of the property was assessed at $210,900. Specifically, the land the property is located on was valued at $53,500. While improvements on the property were assessed at a total of $157,400. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,437. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior
Stone Exterior
Vinyl Siding

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1965
  • Effective Year Built: 1965
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Partial basement
  • Basement Area: 1,248
  • Garage Type: Attached
  • Garage Square Area: 577
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 15,000
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 2,784
  • Gross Building Area: 2,784
  • Building Area: 2,248
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,248
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: PORTAGE MANOR
  • Land Acres: 0.344
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 13 PORTAGE MANOR SEC 22-38-2E

Ownership

  • Current Owner : RUIZ CARINA M
  • Previous Owner : CHMIEL JESSE J
  • Owner Before Previous Owner: LANDERSEN RAYMOND
  • Owner Before Previous Owner 2: MARTIN SANDRA K
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: South Bend Community School Corporation
  • Census Tract: 011002

Geography

  • Assessors Map Reference: 5169-D5
  • District: 0003
  • Parcel: 71-03-22-102-007.000-008
  • Lot: 13
  • Meridian: SEC 22 TWN 38 RNG 2E
  • Municipality: GERMAN TOWNSHIP
  • Latitude: 41.736
  • Longitude: -86.2907

    Address

  • Full Address: 21855 Belkay Dr
  • Address - House Number: 21855
  • Address - Street Name: Belkay
  • Address - Suffix Type: Dr
  • State: IN
  • City Name: South Bend
  • Carrier Code: R004
  • 4-Digit Zip Code: 4015
  • Zip Code: 46628

Valuation

    Tax

  • Total Area: 2,496
  • Tax Year: 2022
  • Tax Amount: $2,437
  • Tax Rate Code Area: 4

    Appraisal Valuation

  • Standard Deviation: 0.2756
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 60
  • Final Value: 265,870
  • High Value: 339,168
  • Low Value: 192,573

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $152,192
  • First Open Lien Mortgage Lender: EVERETT FINANCIAL INC
  • First Open Lien Mortgage Recording Date: Nov 04, 2020
  • First Open Lien Mortgage Loan Amount: $152,192
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $210,900
  • Market Land Value: $53,500
  • Market Improvement Value: $157,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $210,900
  • Assessed Land Value: $53,500
  • Assessed Improvements Value: $157,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 26, 2020
  • Current Sale Recording Date: Nov 04, 2020
  • Current Sale Transaction ID: 11805288825
  • Current Sale Price: $190,200
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2034324
  • Previous Sale Recording Date: Jul 27, 2007
  • Previous Sale Contract Date: Jul 23, 2007
  • Previous Sale Amount: $128,800
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: EVERETT FINANCIAL INC
  • First Mortgage Transaction Date: Nov 04, 2020
  • First Mortgage Loan Amount: $152,192
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Previous Mortgages

  • Previous Mortgage Lender: LEHMAN BROTHERS BANK FSB
  • Previous Mortgage Transaction Date: Jul 27, 2007
  • Previous Mortgage Loan Amount: $103,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2037

About St. Joseph



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Frequently Asked Questions

What neighborhood is 21855 Bellkay Drive located in?
The 21855 Bellkay Drive is a house located in the neighborhood of German in St. Joseph, South Bend.
What is the average sales price for listings in 21855 Bellkay Drive?
The average sales price for units in 21855 Bellkay Drive is $0 currently.

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