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2185 Cumberland Loop

2185 Cumberland Loop, Roseville, CA 95747
Property in Placer
Sold Jan 26, 2021
Transfer
$577,500 by Home Point Financial Corporati
Mortgage Due Mar 01, 2052
Sold Mar 07, 2019
$570,000
$427,400 by United Wholesale Mortgage
Mortgage Due Apr 01, 2049
2185 Cumberland Loop in Roseville, CA was first built in 2019 and is 5 years old. This has been categorized as a residential property type. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 2185 Cumberland Loop has 2,459 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 8,059 square feet.

Learn more about the property and building on this page. For those who need parking, there is a garage. The garage is 620 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of B. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Before that, the property was also sold for $570,000 in Feb 27, 2019. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $9,304 in taxes each year. The initial year of tax delinquency occurred in 2019. 2185 Cumberland Loop was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $594,121. If we break it down further, the land itself was valued at $156,342. Improvements to the property, however, were assessed at a total of $437,779. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2019
  • Effective Year Built: 2019
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Quality: B
  • Construction Type: Wood
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 620
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 8,059
  • Total Building Area: 2,459
  • Building Area: 2,459
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,459
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: FIDDYMENT RANCH
  • Land Acres: 0.185
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 22 FIDDYMENT RANCH PH 2 VILLAGE F-9C MOR EE-2

Ownership

  • Current Owner : GONZALES BRITTANY CHRISTINA
  • Current Owner 2: GONZALES CHARLES JAMES
  • Previous Owner : GONZALES YSMAEL
  • Previous Owner 2: GONZALES BRITTANY
  • Owner Before Previous Owner: JOHN MOURIER CONSTRUCTION INC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Roseville Joint Union High School District
  • Census Tract: 021328

Geography

  • Parcel: 492-330-022-000
  • Lot: 22
  • Latitude: 38.7968
  • Longitude: -121.359

    Address

  • Full Address: 2185 Cumberland Loop
  • Address - House Number: 2185
  • Address - Street Name: Cumberland
  • Address - Suffix Type: Loop
  • State: CA
  • City Name: Roseville
  • Carrier Code: H007
  • 4-Digit Zip Code: 4284
  • Zip Code: 95747

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $9,304
  • Intital Tax Deliquent Year: 2019
  • Tax Rate Code Area: 005066

    Appraisal Valuation

  • Standard Deviation: 0.1712
  • Valuation Date: Apr 19, 2023
  • Confidence Score: 78
  • Final Value: 746,881
  • High Value: 874,812
  • Low Value: 618,951

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $577,500
  • First Open Lien Mortgage Lender: HOME POINT FINANCIAL CORPORATI
  • First Open Lien Mortgage Recording Date: Feb 22, 2022
  • First Open Lien Mortgage Loan Amount: $577,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2052

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $594,121
  • Assessed Land Value: $156,342
  • Assessed Improvements Value: $437,779

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 12, 2021
  • Current Sale Recording Date: Jan 26, 2021
  • Current Sale Transaction ID: 11815148608
  • Current Sale Document Type: Intrafamily Transfer & Dissolution
  • Current Sale Input Document Number: 2021-0010968
  • Previous Sale Recording Date: Mar 07, 2019
  • Previous Sale Contract Date: Feb 27, 2019
  • Previous Sale Amount: $570,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOME POINT FINANCIAL CORPORATI
  • First Mortgage Transaction Date: Jan 26, 2021
  • First Mortgage Loan Amount: $435,810
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Feb 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • Previous Mortgage Transaction Date: Mar 07, 2019
  • Previous Mortgage Loan Amount: $427,400
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2049

About Roseville



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Frequently Asked Questions

What neighborhood is 2185 Cumberland Loop located in?
The 2185 Cumberland Loop is a located in the neighborhood of Placer in Roseville, Roseville.
What is the average sales price for listings in 2185 Cumberland Loop?
The average sales price for units in 2185 Cumberland Loop is $0 currently.

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