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2173 Niagara Court

2173 Niagara Court, Elgin, IL 60123
Property in Northwest Elgin
Sold Oct 03, 2000
$189,500
$212,800 by Everbank
Mortgage Due Sep 01, 2035
Local assessors in Elgin, IL have categorized 2173 Niagara Court as a residential type of property. The home was built in 1987 and is 37 years old. The property's lot size has been calculated to be 7,841 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2173 Niagara Court has a total of 1,826 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Residents rely on air conditioning for their cooling system. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Sep 27, 2000 for $189,500. That's $68.41 per sqft. 2173 Niagara Court was last assessed in 2022. The total value of the property was assessed at $91,740. Specifically, the land the property is located on was valued at $26,248. While improvements on the property were assessed at a total of $65,492. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $7,435. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1987
  • Effective Year Built: 1987
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Construction Type: Frame
  • Building Style: Colonial
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 944
  • Garage Type: Attached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,841
  • Lot Size Frontage Feet: 440
  • Total Building Area: 2,770
  • Gross Building Area: 2,770
  • Building Area: 1,826
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: unknown
  • Heated Square Feet: 1,826
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: VALLEY CREEK
  • Land Acres: 0.18
  • Standard Land Use Code: Single family residential
  • Legal Description 1: VALLEY CREEK UNIT 8 LOT 250

Ownership

  • Current Owner : SIMMONS DONALD C
  • Current Owner 2: SIMMONS DOROTHY J
  • Previous Owner : MYERS KATHERINE F
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: School District U-46
  • Census Tract: 851909

Geography

  • Parcel: 06-09-430-019
  • Lot: 250
  • Municipality: ELGIN
  • Latitude: 42.0487
  • Longitude: -88.3308

    Address

  • Full Address: 2173 Niagara Ct
  • Legal Unit: 8
  • Address - House Number: 2173
  • Address - Street Name: Niagara
  • Address - Suffix Type: Ct
  • State: IL
  • City Name: Elgin
  • Carrier Code: C068
  • 4-Digit Zip Code: 2505
  • Zip Code: 60123

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $7,435
  • Tax Rate Code Area: EL005

    Appraisal Valuation

  • Standard Deviation: 0.1561
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 80
  • Final Value: 346,937
  • High Value: 401,126
  • Low Value: 292,749

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $237,300
  • First Open Lien Mortgage Lender: EVERBANK
  • First Open Lien Mortgage Recording Date: Sep 01, 2005
  • First Open Lien Mortgage Loan Amount: $212,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2035
  • Second Open Lien Mortgage Lender: COUNTRYWIDE BANK FSB
  • Second Open Lien Mortgage Recording Date: Aug 27, 2007
  • Second Open Lien Mortgage Loan Amount: $24,500
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second
  • Second Open Lien Mortgage Loan Due Date: Sep 01, 2037

    Market Valuation

  • Market Total Value: $275,330
  • Market Land Value: $78,776
  • Market Improvement Value: $196,555

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $91,740
  • Assessed Land Value: $26,248
  • Assessed Improvements Value: $65,492

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 27, 2000
  • Current Sale Recording Date: Oct 03, 2000
  • Current Sale Transaction ID: 1146936011
  • Current Sale Price: $189,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2000K078957

    Last Sale Mortgage

  • First Mortgage Lender: WASHINGTON MUTUAL BANK FA
  • First Mortgage Transaction Date: Oct 03, 2000
  • First Mortgage Loan Amount: $170,550
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Oct 01, 2030

About Northwest Elgin



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Frequently Asked Questions

What neighborhood is 2173 Niagara Court located in?
The 2173 Niagara Court is a located in the neighborhood of Northwest Elgin in Northwest Elgin, Elgin.
What is the average sales price for listings in 2173 Niagara Court?
The average sales price for units in 2173 Niagara Court is $0 currently.

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