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21520 Vesper Street

21520 Vesper Street, Crest Hill, IL 60403
Property in Lockport
Sold Jun 07, 2017
$190,000
$228,956 by Nationstar Mortgage Llc
Mortgage Due Nov 01, 2052
Sold May 20, 2002
$163,000
$130,264 by Midamerica Bank Fsb
Mortgage Due Jun 01, 2032
Local assessors in Crest Hill, IL have categorized 21520 Vesper Street as a residential type of property. The home was built in 2002 and is 22 years old. The property's lot size has been calculated to be 4,301 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 21520 Vesper Street has a total of 1,560 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 400 sqft. Residents rely on central air conditioning for their cooling system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 21520 Vesper Street sold most recently in May 19, 2017 for a total of $190,000. If you work out the math, that's approximately a cost of $69.34 per sqft. Before that, the property was also sold for $163,000 in May 15, 2002. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,027 in taxes each year. 21520 Vesper Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $69,690. If we break it down further, the land itself was valued at $16,606. Improvements to the property, however, were assessed at a total of $53,084. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2002
  • Effective Year Built: 2002
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 780
  • Garage Type: Attached
  • Garage Square Area: 400
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 4,301
  • Total Building Area: 2,740
  • Building Area: 1,560
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,560
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: THE RENWICK CLUB
  • Land Acres: 0.1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TRACT#2 THE W 45 FT OF THE E 103 FT (AS MEAS AT RT ANGLES) OF LOT 17 IN THE RENWICK CLUB, A RESUB OF LOT 1 IN THE RENWICK CLU

Ownership

  • Current Owner : CALLAGHAN WILLIAM T
  • Previous Owner : OLECHOWSKI KATHRYN A
  • Owner Before Previous Owner: LORD & ESSEX INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lockport Township High School District 205
  • Census Tract: 880901

Geography

  • Subdivision Tract Number: 2
  • Parcel: 11-04-19-110-011
  • Lot: 17
  • Meridian: SEC 19 TWN 36N RNG 10E
  • Municipality: LOCKPORT
  • Latitude: 41.5881
  • Longitude: -88.1411

    Address

  • Full Address: 21520 Vesper St
  • Address - House Number: 21520
  • Address - Street Name: Vesper
  • Address - Suffix Type: St
  • State: IL
  • City Name: Crest Hill
  • Carrier Code: R024
  • 4-Digit Zip Code: 1527
  • Zip Code: 60403

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,027
  • Tax Rate Code Area: 1105

    Appraisal Valuation

  • Standard Deviation: 0.1626
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 79
  • Final Value: 266,101
  • High Value: 309,394
  • Low Value: 222,807

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $228,956
  • First Open Lien Mortgage Lender: NATIONSTAR MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Oct 28, 2022
  • First Open Lien Mortgage Loan Amount: $228,956
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2052

    Market Valuation

  • Market Total Value: $209,070
  • Market Land Value: $49,818
  • Market Improvement Value: $159,252

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $69,690
  • Assessed Land Value: $16,606
  • Assessed Improvements Value: $53,084

    Exemptions

  • Senior Citizen Exemption : Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 19, 2017
  • Current Sale Recording Date: Jun 07, 2017
  • Current Sale Transaction ID: 1588280262
  • Current Sale Price: $190,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R2017043791
  • Previous Sale Recording Date: May 20, 2002
  • Previous Sale Contract Date: May 15, 2002
  • Previous Sale Amount: $163,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: VETERANS UNITED HOME LOANS
  • First Mortgage Transaction Date: Jun 07, 2017
  • First Mortgage Loan Amount: $194,085
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Jun 01, 2047

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: MIDAMERICA BANK FSB
  • Previous Mortgage Transaction Date: May 20, 2002
  • Previous Mortgage Loan Amount: $130,264
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Jun 01, 2032

About Crest Hill



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Frequently Asked Questions

What neighborhood is 21520 Vesper Street located in?
The 21520 Vesper Street is a located in the neighborhood of Lockport in Crest Hill, Crest Hill.
What is the average sales price for listings in 21520 Vesper Street?
The average sales price for units in 21520 Vesper Street is $0 currently.

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