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215 Terrace Street

215 Terrace Street, Auburn, CA 95603
Property in Placer
Sold Oct 01, 2018
$720,000
$402,816 by Bank Of America Na
Mortgage Due Aug 01, 2036
Sold Dec 01, 2011
$405,000
215 Terrace Street has been categorized by the local assessors in Auburn, CA as a residential type of property. The building on the property was first built in 1961 and is 63 years old. The home has a total of 4 bedrooms. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. In addition, 215 Terrace Street has 2,916 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 12,774 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a bungalow style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 560 sqft. According to our sources, there are a total of 2 available parking spaces. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in Sep 28, 2018 for $720,000. That's $246.91 per sqft. Prior to that sales transaction, the property was also sold in Nov 16, 2011 for $405,000. 215 Terrace Street was last assessed in 2023. The total value of the property was assessed at $771,983. Specifically, the land the property is located on was valued at $231,595. While improvements on the property were assessed at a total of $540,388. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $9,029. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1961
  • Effective Year Built: 1961
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Quality: B
  • Construction Type: Frame
  • Building Style: Bungalow
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 560
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 12,774
  • Total Building Area: 2,916
  • Gross Building Area: 2,916
  • Building Area: 2,916
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,916
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: DAVENPORT SUBDIVISION
  • Land Acres: 0.293
  • Standard Land Use Code: Single family residential
  • Legal Description 1: FR LOT SEC 15 12 8

Ownership

  • Current Owner : WACHOB CHARLES D
  • Previous Owner : GOODMAN TERRI S
  • Owner Before Previous Owner: COLLINS MICHAEL
  • Owner Before Previous Owner 2: COLLINS MARY L
  • Ownership Rights Codes: Family Trust
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Auburn Union Elementary School District
  • Census Tract: 020402

Geography

  • Assessors Map Reference: 13-D2
  • Parcel: 004-081-030-000
  • Meridian: SEC 15 TWN 12N RNG 8E
  • Latitude: 38.8947
  • Longitude: -121.064

    Address

  • Full Address: 215 Terrace St
  • Address - House Number: 215
  • Address - Street Name: Terrace
  • Address - Suffix Type: St
  • State: CA
  • City Name: Auburn
  • Carrier Code: C009
  • 4-Digit Zip Code: 5339
  • Zip Code: 95603

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $9,029
  • Tax Rate Code Area: 001001

    Appraisal Valuation

  • Standard Deviation: 0.177
  • Valuation Date: Jul 26, 2023
  • Confidence Score: 77
  • Final Value: 883,577
  • High Value: 1,040,043
  • Low Value: 727,112

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $502,816
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: Sep 13, 2021
  • First Open Lien Mortgage Loan Amount: $402,816
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2036
  • Second Open Lien Mortgage Lender: BANK OF AMERICA NA
  • Second Open Lien Mortgage Recording Date: Mar 31, 2022
  • Second Open Lien Mortgage Loan Amount: $100,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $771,983
  • Assessed Land Value: $231,595
  • Assessed Improvements Value: $540,388

    Sales

  • Current Sale Contract Date: Sep 28, 2018
  • Current Sale Recording Date: Oct 01, 2018
  • Current Sale Transaction ID: 11510710792
  • Current Sale Price: $720,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2018-0070768
  • Previous Sale Recording Date: Dec 01, 2011
  • Previous Sale Contract Date: Nov 16, 2011
  • Previous Sale Amount: $405,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Oct 01, 2018
  • First Mortgage Loan Amount: $520,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2048

About Auburn



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Frequently Asked Questions

What neighborhood is 215 Terrace Street located in?
The 215 Terrace Street is a located in the neighborhood of Placer in Auburn, Auburn.
What is the average sales price for listings in 215 Terrace Street?
The average sales price for units in 215 Terrace Street is $0 currently.

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