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215 Forgy Street

215 Forgy Street, Cowan, TN 37318
House in Franklin
Sold May 30, 2023
$199,000
$192,612 by Cmg Mortgage, Inc.
Mortgage Due Jun 01, 2053
Sold Oct 20, 2020
$97,936
$96,161 by Bank Of England
Mortgage Due Nov 01, 2050
215 Forgy Street in Cowan, TN was first built in 1978 and is 46 years old. Although, the building on the property was most recently renovated and altered in 1992. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 215 Forgy Street has 1,080 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,000 ft and the linear feet between the front and back of the lot is 1,500. In total, the area measurement of the land is 15,000 square feet.

Learn more about the property and building on this page. There is a porch and a patio. The home has a gable or hip style roof made of metal. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 624 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of brick. While the interior walls are made of paneling. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with a packaged air conditioning unit. As for heating, the home is utilizing a heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 215 Forgy Street was last sold in May 24, 2023 for $199,000. According to our calculations, that's $184.26 per sqft. Prior to that sales transaction, the property was sold for $97,936 in Oct 16, 2020. Current property owners are expected to pay $772 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2016. The property on 215 Forgy Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $27,700. To break that down further, the land itself was valued at $2,450. While improvements to the property were assessed at a total of $25,250. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1978
  • Effective Year Built: 1992
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Average
  • Building Quality: C
  • Exterior Walls Type: Brick
  • Interior Walls Type: Paneling
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Metal
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Parking Type: Attached
  • Garage Type: Detached
  • Garage Square Area: 624
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 15,000
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,080
  • Building Area: 1,080
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Packed air conditioning unit
  • Heating: Yes
  • Heated Square Feet: 1,080
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CUMBERLAND HEIGHTS
  • Land Acres: 0.344
  • Standard Land Use Code: Single family residential
  • Legal Description 1: DISTRICT: 10, COUNTY AREA: C03

Ownership

  • Current Owner : WILSON CHRISTY MICHELLE
  • Previous Owner : FLOYD HAILEY NICOLE
  • Owner Before Previous Owner: SMITH WHITNEY ADAM
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Franklin County School District
  • School Tax School District: 26174
  • Census Tract: 960600

Geography

  • Assessors Map Reference: 077E
  • District: 10
  • Parcel: 026077E C 00101
  • Block: F
  • Lot: 13
  • Municipality: COWAN
  • Latitude: 35.173
  • Longitude: -86.0074

    Address

  • Full Address: 215 Forgy St
  • Address - House Number: 215
  • Address - Street Name: Forgy
  • Address - Suffix Type: St
  • State: TN
  • City Name: Cowan
  • Carrier Code: R003
  • 4-Digit Zip Code: 3009
  • Zip Code: 37318

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $772
  • Intital Tax Deliquent Year: 2016
  • Tax Rate Code Area: 26B01

    Appraisal Valuation

  • Standard Deviation: 0.4923
  • Valuation Date: Mar 27, 2024
  • Confidence Score: 1
  • Final Value: 180,781
  • High Value: 269,780
  • Low Value: 91,781

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $204,552
  • First Open Lien Mortgage Lender: CMG MORTGAGE, INC.
  • First Open Lien Mortgage Recording Date: May 30, 2023
  • First Open Lien Mortgage Loan Amount: $192,612
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2053
  • Second Open Lien Mortgage Lender: CMG MORTGAGE, INC.
  • Second Open Lien Mortgage Recording Date: May 30, 2023
  • Second Open Lien Mortgage Loan Amount: $11,940
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2053

    Market Valuation

  • Market Total Value: $110,800
  • Market Land Value: $9,800
  • Market Improvement Value: $101,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $27,700
  • Assessed Land Value: $2,450
  • Assessed Improvements Value: $25,250

    Sales

  • Current Sale Contract Date: May 24, 2023
  • Current Sale Recording Date: May 30, 2023
  • Current Sale Transaction ID: 11907261993
  • Current Sale Price: $199,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3322
  • Previous Sale Recording Date: Oct 20, 2020
  • Previous Sale Contract Date: Oct 16, 2020
  • Previous Sale Amount: $97,936
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CMG MORTGAGE, INC.
  • First Mortgage Transaction Date: May 30, 2023
  • First Mortgage Loan Amount: $192,612
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2053
  • Second Mortgage Lender: CMG MORTGAGE, INC.
  • Second Mortgage Transaction Date: May 30, 2023
  • Second Mortgage Loan Amount: $11,940
  • Second Mortgage Terms: 30
  • Second Mortgage Loan Type: New Conventional
  • Second Mortgage Loan Due Date: Jun 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF ENGLAND
  • Previous Mortgage Transaction Date: Oct 20, 2020
  • Previous Mortgage Loan Amount: $96,161
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Nov 01, 2050

About Cowan



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Frequently Asked Questions

What neighborhood is 215 Forgy Street located in?
The 215 Forgy Street is a house located in the neighborhood of Franklin in Cowan, Cowan.
What is the average sales price for listings in 215 Forgy Street?
The average sales price for units in 215 Forgy Street is $0 currently.

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