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2108 Oak Street

2108 Oak Street, Chattanooga, TN 37404
House in Glenwood
Sold Oct 29, 2021
$325,000
$305,000 by Movement Mortgage
Mortgage Due Nov 01, 2051
Sold Jul 01, 2013
$155,500
$156,034 by Peoples Home Equity Inc
Mortgage Due Jul 01, 2043
2108 Oak Street has been categorized by the local assessors in Chattanooga, TN as a residential type of property. The building on the property was first built in 1920 and is 104 years old. However, we must point out that the home was most recently renovated and altered in 1972. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 2108 Oak Street has 1,984 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,350 ft and across the front of the lot is 500 ft. The area measurement of the land has been determined as 6,750 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. From what we've gathered, the quality of these control joints have been graded with a letter grade of D by the local assessor. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of wood. In terms of heating, it is utilizing a central heating system. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2108 Oak Street sold most recently in Oct 28, 2021 for a total of $325,000. If you work out the math, that's approximately a cost of $163.81 per sqft. Before that, the property was also sold for $155,500 in Jun 28, 2013. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,434 in taxes each year. 2108 Oak Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $64,100. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Off Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1972
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Quality: D
  • Exterior Walls Type: Wood
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,750
  • Lot Size Depth Feet: 1,350
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,984
  • Building Area: 1,984
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 1,984
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: ORCHARD KNOB
  • Land Acres: 0.155
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 5 BLK 45 ORCHARD KNOB PB1 PG41

Ownership

  • Current Owner : LAM BLAKE
  • Current Owner 2: LAM LAUREN
  • Previous Owner : KRAUSE DANIEL P
  • Previous Owner 2: KRAUSE AMANDA MACHELLE
  • Owner Before Previous Owner: RAPPY LAND HOLDINGS LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 001200

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: MB 1 PG 41
  • Account Number: 0000075668
  • District: 1
  • Parcel: 146K N 010
  • Block: 45
  • Lot: 5
  • Municipality: CHATTANOOGA
  • Latitude: 35.0352
  • Longitude: -85.2707

    Address

  • Full Address: 2108 Oak St
  • Address - House Number: 2108
  • Address - Street Name: Oak
  • Address - Suffix Type: St
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C007
  • 4-Digit Zip Code: 2636
  • Zip Code: 37404

Valuation

    Tax

  • Total Area: 1,946
  • Tax Year: 2023
  • Tax Amount: $1,434

    Appraisal Valuation

  • Standard Deviation: 0.4541
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 9
  • Final Value: 472,912
  • High Value: 687,707
  • Low Value: 258,116

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $305,000
  • First Open Lien Mortgage Lender: MOVEMENT MORTGAGE
  • First Open Lien Mortgage Recording Date: Oct 29, 2021
  • First Open Lien Mortgage Loan Amount: $305,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $256,400
  • Market Land Value: $30,000
  • Market Improvement Value: $226,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $64,100

    Sales

  • Current Sale Contract Date: Oct 28, 2021
  • Current Sale Recording Date: Oct 29, 2021
  • Current Sale Transaction ID: 11862037404
  • Current Sale Price: $325,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021102900202
  • Previous Sale Recording Date: Jul 01, 2013
  • Previous Sale Contract Date: Jun 28, 2013
  • Previous Sale Amount: $155,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MOVEMENT MORTGAGE
  • First Mortgage Transaction Date: Oct 29, 2021
  • First Mortgage Loan Amount: $305,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: PEOPLES HOME EQUITY INC
  • Previous Mortgage Transaction Date: Jul 01, 2013
  • Previous Mortgage Loan Amount: $156,034
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Jul 01, 2043

About Glenwood - Eastdale



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Frequently Asked Questions

What neighborhood is 2108 Oak Street located in?
The 2108 Oak Street is a house located in the neighborhood of Glenwood in Glenwood - Eastdale, Chattanooga.
What is the average sales price for listings in 2108 Oak Street?
The average sales price for units in 2108 Oak Street is $329,900 , or $166/sqft. currently.

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