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2102 Shell Cove Circle

2102 Shell Cove Circle, Fernandina Beach, FL 32034
Property in Fernandina Beach
Sold Feb 26, 2020
$375,000
$130,000 by Truist Bank
Mortgage Due Mar 01, 2050
Sold Oct 30, 2018
$329,600
$200,000 by Fidelity Bank
Mortgage Due Nov 01, 2048
Local assessors in Fernandina Beach, FL have categorized 2102 Shell Cove Circle as a residential type of property. The home was built in 2018 and is 6 years old. The property's lot size has been calculated to be 3,484 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2102 Shell Cove Circle has a total of 1,463 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 406 sqft. Do you like to entertain? The home has a unknown so you'll have a great option in the front of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - A. The building has a gable or hip style roof that was made of metal. Lots of wood shingle were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. The property was last sold in Feb 21, 2020 for $375,000. That's $200.64 per sqft. Prior to that sales transaction, the property was also sold in Oct 24, 2018 for $329,600. 2102 Shell Cove Circle was last assessed in 2023. The total value of the property was assessed at $326,827. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $5,364. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2018
  • Effective Year Built: 2018
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: A
  • Construction Type: Wood
  • Exterior Walls Type: Wood shingle
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Metal
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 406
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 3,484
  • Total Building Area: 1,869
  • Gross Building Area: 1,869
  • Building Area: 1,463
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,463
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SHELL COVE
  • Land Acres: 0.08
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 28 SHELL COVE PBK 8/150

Ownership

  • Current Owner : SHREVE JANICE K
  • Previous Owner : GANZEL DIANE L
  • Previous Owner 2: GANZEL ROGER A
  • Owner Before Previous Owner: ARTISAN HOMES LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Nassau County School District
  • Census Tract: 050103

Geography

  • Parcel: 27-3N-28-1192-0028-0000
  • Lot: 28
  • Meridian: SEC 27 TWN 03N RNG 28E
  • Municipality: FERNANDINA BEACH
  • Latitude: 30.6578
  • Longitude: -81.4448

    Address

  • Full Address: 2102 Shell Cove Cir
  • Address - House Number: 2102
  • Address - Street Name: Shell Cove
  • Address - Suffix Type: Cir
  • State: FL
  • City Name: Fernandina Beach
  • Carrier Code: C005
  • 4-Digit Zip Code: 3280
  • Zip Code: 32034

Valuation

    Tax

  • Total Area: 1,756
  • Tax Year: 2023
  • Tax Amount: $5,364
  • Tax Rate Code Area: 2

    Appraisal Valuation

  • Standard Deviation: 0.1684
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 78
  • Final Value: 618,260
  • High Value: 722,415
  • Low Value: 514,106

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $130,000
  • First Open Lien Mortgage Lender: TRUIST BANK
  • First Open Lien Mortgage Recording Date: Feb 26, 2020
  • First Open Lien Mortgage Loan Amount: $130,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2050

    Market Valuation

  • Market Total Value: $421,691
  • Market Land Value: $100,000
  • Market Improvement Value: $321,691

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $326,827

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 21, 2020
  • Current Sale Recording Date: Feb 26, 2020
  • Current Sale Transaction ID: 11754229551
  • Current Sale Price: $375,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202045006344
  • Previous Sale Recording Date: Oct 30, 2018
  • Previous Sale Contract Date: Oct 24, 2018
  • Previous Sale Amount: $329,600
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUIST BANK
  • First Mortgage Transaction Date: Feb 26, 2020
  • First Mortgage Loan Amount: $130,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: FIDELITY BANK
  • Previous Mortgage Transaction Date: Oct 30, 2018
  • Previous Mortgage Loan Amount: $200,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Nov 01, 2048

About Fernandina Beach



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 2102 Shell Cove Circle located in?
The 2102 Shell Cove Circle is a located in the neighborhood of Fernandina Beach in Fernandina Beach, Fernandina Beach.
What is the average sales price for listings in 2102 Shell Cove Circle?
The average sales price for units in 2102 Shell Cove Circle is $0 currently.

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