21 Watervliet Avenue

21 Watervliet Avenue in Albany, NY was first built in 1911 and is 113 years old. This has been categorized as a residential property type. There are a total of 2 floors. 21 Watervliet Avenue has 2,654 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 895 sqft and has been categorized as a finished improved basement. The linear feet across the front of the lot is 310 ft and the linear feet between the front and back of the lot is 1,150. In total, the area measurement of the land is 3,565 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. As for heating, the home is utilizing oil. The property was last sold in Nov 21, 2008 for $310,000. That's $176.24 per sqft. Prior to that sales transaction, the property was also sold in Dec 1, 2008 for $310,000. 21 Watervliet Avenue was last assessed in 2023. The total value of the property was assessed at $133,200. Specifically, the land the property is located on was valued at $37,800. While improvements on the property were assessed at a total of $95,400. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $6,804. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.