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21 Temple Street

21 Temple Street, Cumberland, RI 02864
Property in Cumberland
Sold Nov 01, 2011
$212,000
$197,455 by Maverick Funding Corp
Mortgage Due Nov 01, 2036
Sold Jan 12, 1999
$113,000
$107,350 by Citizens Mortgage Cor
Mortgage
Local assessors in Cumberland, RI have categorized 21 Temple Street as a residential type of property. The home was built in 1952 and is 72 years old. The property's lot size has been calculated to be 9,583 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 21 Temple Street has a total of 1,224 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with oil. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Jan 1, 1970 for $212,000. That's $173.20 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $113,000. 21 Temple Street was last assessed in 2023. The total value of the property was assessed at $323,800. Specifically, the land the property is located on was valued at $130,700. While improvements on the property were assessed at a total of $193,100. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,763. The initial tax year of delinquency was in 2023. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1952
  • Effective Year Built: 1952
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,583
  • Total Building Area: 1,224
  • Gross Building Area: 3,170
  • Building Area: 1,224
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,224
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.22
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : CONWAY MICHAEL J
  • Current Owner 2: CONWAY MARY E
  • Previous Owner : ESPRANCE GAYLE M L
  • Owner Before Previous Owner: HARRISON FREDERICK P
  • Owner Before Previous Owner 2: HARRISON DEBRA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Trustee/Conservator

Neighborhood

  • School District Name: Cumberland School District
  • School Tax School District: CUMBERLAND SD
  • Census Tract: 011403

Zoning

  • Zoning: R-1

Geography

  • Account Number: 8983-16
  • Parcel: CUMB M:052 B:0248 L:000
  • Block: 248
  • Municipality: CUMBERLAND
  • Latitude: 41.9812
  • Longitude: -71.4656

    Address

  • Full Address: 21 Temple St
  • Address - House Number: 21
  • Address - Street Name: Temple
  • Address - Suffix Type: St
  • State: RI
  • City Name: Cumberland
  • Carrier Code: C090
  • 4-Digit Zip Code: 2124
  • Zip Code: 02864

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,763
  • Intital Tax Deliquent Year: 2023

    Appraisal Valuation

  • Standard Deviation: 0.1676
  • Valuation Date: Oct 18, 2023
  • Confidence Score: 78
  • Final Value: 408,435
  • High Value: 476,929
  • Low Value: 339,941

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $197,455
  • First Open Lien Mortgage Lender: MAVERICK FUNDING CORP
  • First Open Lien Mortgage Recording Date: Nov 01, 2011
  • First Open Lien Mortgage Loan Amount: $197,455
  • First Open Lien Mortgage Term: 299
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2036

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $323,800
  • Assessed Land Value: $130,700
  • Assessed Improvements Value: $193,100

    Sales

  • Current Sale Recording Date: Nov 01, 2011
  • Current Sale Transaction ID: 1201014801
  • Current Sale Price: $212,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Jan 12, 1999
  • Previous Sale Amount: $113,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MAVERICK FUNDING CORP
  • First Mortgage Transaction Date: Nov 01, 2011
  • First Mortgage Loan Amount: $197,455
  • First Mortgage Terms: 299
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2036

    Previous Mortgages

  • Previous Mortgage Lender: CITIZENS MORTGAGE COR
  • Previous Mortgage Transaction Date: Jan 12, 1999
  • Previous Mortgage Loan Amount: $107,350

About Cumberland Hill



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Frequently Asked Questions

What neighborhood is 21 Temple Street located in?
The 21 Temple Street is a located in the neighborhood of Cumberland in Cumberland Hill, Cumberland.
What is the average sales price for listings in 21 Temple Street?
The average sales price for units in 21 Temple Street is $0 currently.

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