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21 Prospect Street

21 Prospect Street, Unionville, NY 10988
Property in Minisink
Sold Feb 22, 2021
$206,700
$202,955 by American Financial Network
Mortgage Due Feb 22, 2051
Sold Sep 08, 2003
$195,000
Local assessors in Unionville, NY have categorized 21 Prospect Street as a residential type of property. The home was built in 1867 and is 157 years old. It was most recently renovated and altered in 1940. The property's lot size has been calculated to be 33,909 square feet. The linear feet between the front and back of the lot was measured at 1,270 ft and the front of the lot was measured at 2,670 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a traditional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 21 Prospect Street has a total of 2,056 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with gas. The property was last sold in Oct 2, 2020 for $206,700. That's $100.54 per sqft. Prior to that sales transaction, the property was also sold in Aug 26, 2003 for $195,000. 21 Prospect Street was last assessed in 2023. The total value of the property was assessed at $89,000. Specifically, the land the property is located on was valued at $24,900. While improvements on the property were assessed at a total of $64,100. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $6,715. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Driveway

Driveway

Condition

Wooded Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1867
  • Effective Year Built: 1940
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 33,909
  • Lot Size Depth Feet: 1,270
  • Lot Size Frontage Feet: 2,670
  • Total Building Area: 2,056
  • Building Area: 2,056
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 2,056
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.778
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : LOMBARDI ANDREA
  • Previous Owner : CLIFFORD MICHAEL N
  • Previous Owner 2: CLIFFORD JACQUELINE J
  • Owner Before Previous Owner: MARINO DANIEL J
  • Owner Before Previous Owner 2: MARINO JOANN

Neighborhood

  • School District Name: Minisink Valley Central School District
  • School Tax School District: MINISINK VALLEY
  • Census Tract: 011702

Zoning

  • Zoning: R1

Geography

  • District: 333801
  • Section: 102.00
  • Parcel: 333801 102-2-3
  • Block: 2
  • Lot: 3.000
  • Municipality: MINISINK
  • Latitude: 41.3006
  • Longitude: -74.5639

    Address

  • Full Address: 21 Prospect St
  • Address - House Number: 21
  • Address - Street Name: Prospect
  • Address - Suffix Type: St
  • State: NY
  • City Name: Unionville
  • Carrier Code: R777
  • 4-Digit Zip Code: 2015
  • Zip Code: 10988

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,715
  • Tax Rate Code Area: 333801

    Appraisal Valuation

  • Standard Deviation: 0.1737
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 65
  • Final Value: 384,589
  • High Value: 451,417
  • Low Value: 317,760

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $239,874
  • First Open Lien Mortgage Lender: AMERICAN FINANCIAL NETWORK
  • First Open Lien Mortgage Recording Date: Feb 22, 2021
  • First Open Lien Mortgage Loan Amount: $202,955
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Feb 22, 2051
  • Second Open Lien Mortgage Lender: SECRETARY HOUSING URBAN DEVELO
  • Second Open Lien Mortgage Recording Date: Jan 04, 2024
  • Second Open Lien Mortgage Loan Amount: $36,919
  • Second Open Lien Mortgage Term: 312
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Feb 01, 2050

    Market Valuation

  • Market Total Value: $269,900
  • Market Land Value: $75,511
  • Market Improvement Value: $194,389

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $89,000
  • Assessed Land Value: $24,900
  • Assessed Improvements Value: $64,100

    Sales

  • Current Sale Contract Date: Oct 02, 2020
  • Current Sale Recording Date: Feb 22, 2021
  • Current Sale Transaction ID: 11823568462
  • Current Sale Price: $206,700
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 20210010421
  • Previous Sale Recording Date: Sep 08, 2003
  • Previous Sale Contract Date: Aug 26, 2003
  • Previous Sale Amount: $195,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN FINANCIAL NETWORK
  • First Mortgage Transaction Date: Feb 22, 2021
  • First Mortgage Loan Amount: $202,955
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

About Unionville



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Frequently Asked Questions

What neighborhood is 21 Prospect Street located in?
The 21 Prospect Street is a located in the neighborhood of Minisink in Unionville, Unionville.
What is the average sales price for listings in 21 Prospect Street?
The average sales price for units in 21 Prospect Street is $0 currently.

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